I am an Ohio resident and health broker helping Ohio residents find affordable health plans that fit their needs since 1992. Most people want and need a "trusted partner" that will guide them through the shopping process and provide unbiased easily understood information. I welcome the opportunity to take the confusion out of the shopping process and help you find the company and level of coverage that bests fits your needs.
Any information you share with us is confidential and used only to find you the health plan that will best fit your needs. You will not receive emails or phone calls from any other agents, insurance companies or non- insurance sources. I do not sell or share any of your information with anyone.
Any information you share with us is confidential and used only to find you the health plan that will best fit your needs. You will not receive emails or phone calls from any other agents, insurance companies or non- insurance sources. I do not sell or share any of your information with anyone.
Services
Health insurance agents and brokers are a vital resource for consumers.
Our services are especially needed now, as we all work to understand the complexities of federal reform.
Do you have someone you trust that you can call and discuss your policy with?
I welcome the opportunity to help you navigate through the complex and confusing process of choosing a health plan that will fit your needs.
My service does not end when your health policy is issued.
I will also help you deal with claims and other reimbursement issues that might arise down the line.
Our services are especially needed now, as we all work to understand the complexities of federal reform.
Do you have someone you trust that you can call and discuss your policy with?
I welcome the opportunity to help you navigate through the complex and confusing process of choosing a health plan that will fit your needs.
My service does not end when your health policy is issued.
I will also help you deal with claims and other reimbursement issues that might arise down the line.
Networks will be very important going forward.
Some companies are reducing their networks for the new ACA plans.
Just because your doctor and hospital is in network today, does not mean they will be in network in 2016.
I will verify that your providers are in network for the plans I show you.
If you're comfortable telling us more about yourself and your family, I can prepare a set of quotes before I call you back.
If you prefer to talk to a live person first, you're welcome to call us Toll Free (800) 822-4629 or locally at (440) 734-4629.
Some companies are reducing their networks for the new ACA plans.
Just because your doctor and hospital is in network today, does not mean they will be in network in 2016.
I will verify that your providers are in network for the plans I show you.
If you're comfortable telling us more about yourself and your family, I can prepare a set of quotes before I call you back.
If you prefer to talk to a live person first, you're welcome to call us Toll Free (800) 822-4629 or locally at (440) 734-4629.
Ohio Health Insurance offers a complete line of insurance products.
These products and services are designed to provide solutions for individuals and families.
If you don't see what you need, please let us know.
Your business is very important to us.
If you have questions or would like to know about all the policies that we offer please contact our office.
These products and services are designed to provide solutions for individuals and families.
If you don't see what you need, please let us know.
Your business is very important to us.
If you have questions or would like to know about all the policies that we offer please contact our office.
Ohio Health Insurance can help you with a variety of Medicare solutions.
Medicare helps you get the coverage you need, but you should expect to pay some of the costs.
If you choose Medicare Part A and Part B, you'll find gaps in the coverage.
Many people enroll in a Medicare Advantage, Part D Prescription Drug and/or a supplemental plan to help pay for the costs and benefits that aren't covered by Original Medicare.
Medicare Part C (Medicare Advantage plans) covers all the services that Parts A and B cover.
Medicare helps you get the coverage you need, but you should expect to pay some of the costs.
If you choose Medicare Part A and Part B, you'll find gaps in the coverage.
Many people enroll in a Medicare Advantage, Part D Prescription Drug and/or a supplemental plan to help pay for the costs and benefits that aren't covered by Original Medicare.
Medicare Part C (Medicare Advantage plans) covers all the services that Parts A and B cover.
Off Marketplace Plans: Off Marketplace plans are not subsidy eligible and you will not be able to receive any subsidies or cost sharing if you purchase an Off Marketplace plan.
DEDUCTIBLE: This is what you pay before the insurance company starts paying for covered services.
MAXIMUM OUT OF POCKET: The total amount of your bill you are responsible for before the insurance company will pick up 100% of your covered claims.
Embedded Deductible and Maximum out of Pocket: When one family member meets his or her deductible, that person then moves to coinsurance portion of coverage and you are responsible for a portion of your claims until that family member meets his or Her Maximum Out of Pocket.
DEDUCTIBLE: This is what you pay before the insurance company starts paying for covered services.
MAXIMUM OUT OF POCKET: The total amount of your bill you are responsible for before the insurance company will pick up 100% of your covered claims.
Embedded Deductible and Maximum out of Pocket: When one family member meets his or her deductible, that person then moves to coinsurance portion of coverage and you are responsible for a portion of your claims until that family member meets his or Her Maximum Out of Pocket.
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