American Risk Insurance
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American Risk Insurance
Let The Richey-Barrett Co Insurance do the shopping for you. The experienced team here can put together a policy or package that will make sure you and your family are protected. The The Richey-Barrett Co Insurance team is committed to providing the highest quality financial services combined with the lowest rates available in your area. These are individuals that The Richey-Barrett Co Insurance works with and trust to provide you with the same level of service you have come to expect here.

The Richey-Barrett Insurance team is committed to providing clients with the highest quality insurance plans available combined with some of the most competitive rates in all of Ohio. Whether you are shopping for auto insurance, home insurance, life insurance, business insurance, or church insurance, we can help get you the best coverage available.

At Richey-Barrett Insurance our ultimate goal is to create lasting relationships with each of our clients. Our vision is to provide you with knowledge and insurance programs designed for your special needs for many years to come.
Services
The Richey-Barrett Co., an independent insurance agency, has been providing professional service, advice and programs to a continuously-expanding client base for more than a century.
We have achieved this growth and expansion by providing generations of clients with the insurance programs and packages they require to meet their individual needs.
Since 1902, our success has been based on action, not reaction.
As we move into our second century of service to the community, we will continue to follow the basic philosophy the founders of this company established in 1902.
Legal liability is your primary concern.
As soon as you get behind the wheel and operate a vehicle, you are responsible for the operation of that vehicle.
This applies to anyone for whom you are guardian as well as anyone you give permission to use the vehicle.
You should never drive or allow anyone to operate a vehicle you own or lease unless YOU have adequate auto liability insurance.
Ohio law requires proof of financial responsibility to operate a motor vehicle.
We understand this law and the Ohio auto insurance market.
What do you have that needs protection?
Many of us have more personal possessions than we realize.
Walk through the home you rent, open closets and cupboards.
You'll find you own and use a lot of stuff.
Furniture.
Computers.
Television sets.
Appliances.
Pots.
Pans.
Dishes.
Silverware.
Clothes.
Shoes.
Jewelry.
Artwork.
Musical instruments.
Golf clubs.
Bicycles.
You may have more or less.
Consider the full value of all your stuff, or contents, as we say in insurance lingo.
It easily adds up to five figures or more, which exceeds the amount of accessible savings many of us have.
The great American home has changed through the decades, but if you own it, you probably insure it.
Banks and mortgage lenders require borrowers to maintain homeowner's insurance.
Even if you own your home free of debt, homeowner's insurance is a cost-effective, common-sense necessity.
The home you own and live in is your piece (hopefully, peace also) on earth.
Many homeowners consider their home to be the most meaningful and valuable property they possess.
We not only understand this important connection, but we are also experienced independent agents in the Ohio Homeowner's Insurance market.
Life is one expensive adventure.
From babies to kids to teenagers to work, college, or vocational training, single, married, or in partnership, retirement hopefully.
Life is better when you make plans for what you can control.
Affordable life insurance is available for long periods of time for most people, i.e. while they are living normally and in reasonable health.
If you think it's too expensive or you don't need it, consider the burden a premature death would place on your estate and/or your loved ones.
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