Jens Michael Insurance
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Finding health insurance is a matter of knowing your options. With so many choices of health providers, it can get overwhelming. Offering over 20 years of health insurance services, we at JM Insurance are experts in the industry. Furthermore we understand as professionals that your health care needs are unique that is why we make it our mission to match you up with the right plan best suited to your requirements.

Jens Michael helped me through the CoveredCalifornia sign up in quick time and explained the process in such a way it made the process easy. Let's not leave out the agents from health insurance, they are knowledgeable, quick and thorough. Plus, and always the best thing, their services are paid by the insurance company!. Jens has an impressive grasp of health insurance coverage!

He is very patient in explaining the differences and options. With such wonderful service from a knowledgeable professional, I can't imagine trusting anyone other than Jens when it comes to the health insurance needs for my family or small business.
Services
When it comes to Jens Michael's passion for helping others, you can expect that making a difference is his top priority.
With 26 years in the health insurance industry carrying a family legacy, Jens is driven to succeed for his clients and for himself.
Making a positive impact every single day as an independent health insurance broker, Jens has access and knowledge working with all the different insurance plans enabling him to qualify his clients for the right plan.
That is precisely why he handles every client need with superb customer service.
We understand that your time is valuable.
Below we breakdown the fundamentals of Medicare so that you can get more quickly up to speed in order to make a well informed decision.
There are many parts to Medicare Coverage including Parts A, B, C and D. Get to know each one.
Eligibility begins at age 65 for most people, but there's more to it depending on your situation.
It's important to know what Medicare doesn't cover and where you may want to fill in the gaps.
It may be worth looking into financial assistance programs, even if you don't think you qualify.
Our individual and family health plans are designed to deliver choice and reliability for different budgets.
In a world that is constantly changing, one thing is for certain, it's important to have health care coverage that you can depend on.
With an individual and family plan you can choose the type of coverage that suits you and your loved ones best, which is why we offer a range of HMO and PPO plans.
Health insurance plans come in all shapes and sizes.
Our plans come in a range of prices, too, so you may find just the right fit for your wallet.
Our employer-sponsored plans are designed to deliver comprehensive coverage and helpful health and wellness resources to your employees.
You'll see how your health coverage helps your workforce stay healthy.
Join businesses across California who trust your health plan to promote their employees' health and protect them from financial burden.
Our health plans combines comprehensive products and service choices with the local support you and your employees need to meet budgets and stay healthy.
Want to offer your employees a large provider network with the best doctors and hospitals in California - and still control costs?
The amount you must pay for your health care or prescriptions before Original Medicare, your prescription drug plan, your Medicare Health Plan, or your other insurance begins to pay.
These amounts can change every year.
If "Under Review" appears, it means that the coverage is still being discussed by Medicare and the plan.
The average amount you might expect to spend each year for prescription drugs, depending on your health status.
The way that Original Medicare measures your use of hospital and skilled nursing facility (SNF) services.
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