Ecbm
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Our services extend past what you may expect from an insurance broker, because ECBM is not only a broker, but a consultant; with your needs and goals correlating with our needs and goals. It is important not only to develop service capabilities, but to create standards and methods for consistent delivery of the services we promise to our clients. Specializing in high-risk industries that need a broker dedicated to service, ECBM is an Independent Insurance Broker and Consultant Company located in the Philadelphia area.

We have been serving the Mid-Atlantic region since 1970. For a more comprehensive program, ECBM also offers insurance solutions including Employee Benefits and Personal Lines. Our Risk Management Solutions include Claims Services, Risk Management Consulting Services, and Energy Cost Reduction Programs. ECBM has provided us with the most interactive, proactive, and highest-quality broker support that I have ever experienced as a Risk Manager.

ECBM's staff obviously work very hard to provide us with services that meet out needs- whether it be the large opportunites or by catching the smallest details.
Services
Insurance programs are a means to meeting business and financial objectives.
ECBM works with our clients to identify and recapture financial leakage.
Our risk management approach is built on processes and models that reduces claims dollars and unbundle expenses- reducing costs.
ECBM builds long term relationships with all the clients we work with.
It frees us from the burden of over-consulting.
We give solid, appropriate advice each time we meet.
Earning our clients' trust and retaining their business is the key to everyone's success.
By developing close relationships with our clients and utilizing our expertise in the industry we can provide solutions to complex risks.
We understand that a one-size-fits-all insurance plan does not necessarily fit all companies in the Behavorial Healthcare industry.
ECBM has experts in the construction industry and can help find your business the absolute best policy for you.
As industrial organizations, a commercial bakery, food manufacturers, and food processors have significant exposures that could harm both capital investments and their employees.
Cyber Insurance is an insurance policy that protects your business from losses resulting from a cyber event that causes harm to either the business itself, third parties, or both.
These events include data breaches due to hackers actively trying to gain access to a database, unintentional malware, user error, cyber extortion, misuse of website and/or intellectual property infringement.
Cyber insurance covers both first and third party damages up to a certain limit, and in rare cases these policies include no retroactive date, which means coverage is valid to the first day of business- not the first day of the policy.
Expense Analysis from your insurance broker?
For over 45 years we have been able to provide the best services to our clients before it is common practice.
Strategic advice about your organization's key business strategies including goals and setting benchmarks.
We develop a program that will protect your assets, reduce your exposures, and deliver cost savings.
We create a unique sales pitch for each client that has been shown to attract the best carriers.
Using the established benchmarks, we revisit your goals and objectives to gauge if your coverage needs modification as necessary.
ECBM's Personal Insurance Team has the tools and market connections to handle the personal insurance needs of all individuals.
If you are just starting out, we can help you even if you are on a tight budget.
We have programs that discount your insurance costs when we handle your home, auto and other insurance needs.
We also have a Private Client group that specializes in meeting the needs of the affluent client by offering personal risk management expertise and advice to individuals or families.
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