Sherman Insurance Consulting has been educating our clients about Medicare, Long-Term Care, Life Insurance, Under-65 Individual Health, and Small Group Insurance, helping them make important insurance decisions for over 23 years. We can help you with almost any insurance coverage, though our focus is helping clients 50 years and older navigate the maze of decisions related to insurance needs and Medicare as they transition from employer to self-insurance options.
Sherman Insurance Consulting provides transitional insurance advice on all the options related to Medicare, Long-Term Care, Health, Life and Disability Insurance plans. We do the research to find which Insurance Provider offers the best plan at the lowest premium. We will work with you, based on your specific needs, health concerns and budget to select the best insurance plan.
We do not charge a fee for our consultation.
Sherman Insurance Consulting provides transitional insurance advice on all the options related to Medicare, Long-Term Care, Health, Life and Disability Insurance plans. We do the research to find which Insurance Provider offers the best plan at the lowest premium. We will work with you, based on your specific needs, health concerns and budget to select the best insurance plan.
We do not charge a fee for our consultation.
Services
For the first 36 years of my working life, my brothers and I owned and operated one of the most successful Men's retail Shoe Stores in the country!
The reason for our success was and is due to the personalized attention and service we provide to each and every customer (client).
Sherman Insurance Consulting, LLC. has over a 23 year history of helping individuals, couples and families with insurance needs; "one client at a time".
The reason for our success was and is due to the personalized attention and service we provide to each and every customer (client).
Sherman Insurance Consulting, LLC. has over a 23 year history of helping individuals, couples and families with insurance needs; "one client at a time".
I am writing to thank you for your help in finding a replacement for my Medicare Supplemental Insurance at a savings of $1769.76 for the coming year.
I had Medicare Plan F with a new premium of $393.65/mo.
Even adding the $25.00 enrollment fee and the $185.00 annual deductible the changes saves me $1769.76.
I don't know if you have been able to help others with such dramatic premium savings, but it certainly helps me more than a lot!
I hope you feel rewarded.
As a retired physician who dealt with many insurance companies, I thought that it would be easy to figure out which Medicare plan to choose when I turned 65.
I had Medicare Plan F with a new premium of $393.65/mo.
Even adding the $25.00 enrollment fee and the $185.00 annual deductible the changes saves me $1769.76.
I don't know if you have been able to help others with such dramatic premium savings, but it certainly helps me more than a lot!
I hope you feel rewarded.
As a retired physician who dealt with many insurance companies, I thought that it would be easy to figure out which Medicare plan to choose when I turned 65.
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.
If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare.
Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.
If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare.
A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
Medicare offers prescription drug coverage to everyone with Medicare.
If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.
Each plan can vary in cost and drugs covered.
These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.
Each plan can vary in cost and drugs covered.
These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
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