Medicare Your Way
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Medicare Your Way
We have 45 years of experience helping consumers with their insurance decisions. Join our long list of satisfied customers and share our passion with a friend or family member. VIDEO: Guide to Medicare Part A & Part B. Check out our other educational information from our library of Medicare videos. Download our FREE resources to learn more about getting the best rates and coverage with Medicare.

Medicare Your Way LLC, is an independent insurance agency serving all of Indiana with two locations: Indianapolis, IN (Marion County) and Martinsville, IN (Morgan County) that provides insurance products and services to Medicare eligible individuals in Indiana. Our products include Medicare Advantage, Prescription Drug (Part D), Medicare Supplement (medi-gap) plans, along with Hospital Indemnity, Cancer, Dental, Vision, Long Term Care, and Life Insurance, including Final Expense coverage.

We are not affiliated with Medicare-we are an independent agency which provides Medicare insurance solutions.
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Medicare Your Way, LLC is an independent insurance agency located in Indianapolis, Indiana-providing insurance products and services to Medicare eligible individuals in Indiana.
We are not affiliated with Medicare-we are an independent agency which provides Medicare insurance solutions to our customers.
Our mission is "working for our customers, not the insurance carriers".
We do what's right for each customer, by sharing all of the options available.
We take pride in ensuring we find you the right plan for each customer.
Our office may not be open 24 hours a day but we understand how important it is for customers to request policy changes, report claims, and request other assistance from us 24 hours a day, 7 days a week, 365 days a year.
All policy change requests are not considered legally bound until after you have received a confirmation from our agency or your insurance carrier directly.
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
QUESTION: How does the Income-Related Monthly Adjustment Amount (or IRMAA) affect me and my Medicare plan premiums?
ANSWER: Per the Social Security Administration, if you have higher annual income, you will pay an additional premium amount for your Medicare Part B (out-patient care) and your Medicare Part D prescription drug plan coverage.
The Social Security Administration calls the additional monthly premium amounts the "income-related monthly adjustment amount".
ANSWER: If you are a person who has higher annual earnings, the Income-Related Monthly Adjustment Amount (or IRMAA) is an additional amount that you pay for your monthly Medicare Part D prescription drug plan premiums and your monthly Medicare Part B (out-patient or doctor visit coverage) premiums.
This is a list of Preventative Services that is provided by Original Medicare (PART A & PART B).
If a consumer is diagnosed with a disease associated with a prevenative service at no cost--that service will begin to charged as a doctor visit or a outpatient service.
Refer to the doctor or contact us with your questions.
This list could change per Medicare; check with your provider if you have a question of the coverage.
What's not covered by Part A & Part B? Medicare doesn't cover everything.
If you need certain services that Medicare doesn't cover, you'll have to pay for them yourself unless you have other insurance that covers these services.
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