United Home Life
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The simple truth is that life insurance gives you peace of mind while providing your loved ones with funds when most needed - and we keep our promises for life. We offer products for every stage of life and most health conditions, providing a lifetime of coverage without the need for medical exams and invasive testing. Inexpensive coverage that's suitable for commuters, municipal police and firefighters, construction workers, long-haul truck drivers, and other occupations.

We've made it our mission to offer life insurance products as simply as possible - no health questions or invasive testing.
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Permanent life insurance coverage that guarantees premiums never go up, face amounts never go down, and with guaranteed cash values.*
Protecting your whole life has never been easier.
With a wide range of affordable coverage options, our portfolio is designed for a broad spectrum of individuals, underwritten on a simplified issue basis - no medical exams required or lengthy applications - just a few yes/no health questions to complete in order to determine eligibility.
We offer four products with varying levels of underwriting, based on your health history, that can be custom-tailored to meet your coverage needs.
Term products are the simplest form of life insurance.
While these plans provide a specific amount of coverage for a specific length of time, you still have plenty of options and flexibility.
We offer four products with varying levels of underwriting, based on your health history, that can be custom-tailored to meet your coverage needs.
If you commute to work, use public transportation, travel for business, or have teenaged drivers, our accidental death benefit plan is an inexpensive addition to your existing life insurance policies - providing another source of protection for America's workforce This product is suitable for occupations such as municipal police and firefighters, commercial window washers, long-haul truckers, and many others.
It's so easy to apply.
With just one non-health question on the application, it may be the simplest way to add a layer of insurance protection.
Everyone has their own life insurance needs, depending on age, health, and family obligations.
Planning for each stage of life is very important.
Having whole life protection in place is great for long term security, and adding other types of coverage like term and accidental death simply makes sense.
Ensure you have the right mix of coverage to fit all the stages of your life.
Life can get in the way of even the best-laid plans.
Changes in finances, careers, or other life events may have you considering a surrender of your coverage.
Before you make a final decision, find out more about the options you may have without surrendering your coverage.
Remember why you purchased life insurance and the protection it provides to those most important to you.
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