Premier Insurance Services
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Premier Insurance Services
The best insurance is the right insurance. And all we focus on is finding the right insurance policy for your unique business or personal situation. Whether your business needs liability, property, owner, or employee coverage, we can meet your specific situation with the lowest costs and least disruption. Our job is get you and your family into the right life and healthcare plans as effortlessly and inexpensively as possible.

We have worked with thousands of seniors for over 20 years. We will take care of you, from handling your paperwork to completing your enrollment process. All with a personal touch. Whether home, auto or anything in between, we specialize in matching your needs with policies from the property and casualty companies that specialize in you!
Services
Most agents present you with one or two options of commercial Insurance because that's all they have.
We're different because we know you're different.
We represent over 25 different commercial insurance carriers.
Premier Insurance Services uses a different approach.
We specialize in matching your needs with the commercial insurance plan that specializes in you!
Because we represent so many diverse commercial insurers, we're able to find the commercial insurance programs - whether for liability, property, owners, or employees - that meet your specific requirements.
A Business Owners Policy, commonly referred to as a BOP, is the most common type of commercial policy.
It combines protection for all the major property and liability risks.
The BOP contains all of the most common coverages required for a specific type of risk.
This type of policy is usually less expensive than purchasing the individual coverages separately.
Business Owners Policies work best for small- to medium-sized businesses.
They typically contain all the standard coverages, such as coverage for income loss or losses sustained from business interruption.
Commercial Auto is similar to personal auto insurance.
For instance, it covers the liability of driving, medical payments, physical damage, and uninsured motorist coverage.
Auto Liability Coverage can help pay for property damage or bodily injury that is a result of your negligence.
We recommend at least 1 million dollars of coverage.
Medical Payments can cover medical bills if you or your passengers are injured in a crash regardless of who is at fault.
Physical Damage Coverage, also known as comprehensive and collision insurance, can pay for repairs if your vehicle is damaged in a crash, by an object, or from certain weather events.
Commercial Liability Insurance provides coverage to a business for bodily injury, personal injury, or property damage caused by a business's operations, services, or products.
Commercial liability may cover incidents at your business location where claims result at your physical location.
Examples include slips and falls or injuries caused by a finished product.
In addition to general liability, a business may wish to purchase coverage for specialized risks that are becoming more and more common in today's lawsuit-happy world.
Commercial property insurance (also known as commercial real estate insurance) provides coverage for buildings or land that expect to make a profit, either from capital gains or rental income.
Proper coverage will protect you from events such as fire, theft, or natural disasters.
If your business either has a physical location or equipment, you need commercial property coverage.
While not overly complicated, the first step in assessing how much (and what kind of) coverage you need will require a full inventory of your assets.
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