Kramer-Myers & Werring-Dickerson Insurance
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Since 1960, we have been providing our clients in Batavia, OH, with the best possible insurance products and financial solutions. From automobile insurance to life insurance, to all other sorts of insurance policies, we are known throughout the region and surrounding areas for our unprecedented customer service. This is thanks in part to our nearly 6 decades of experience in the field of insurance.

Of course, we do this with our unique, personal touch, because isn't that how your insurance company should be? At Kramer-Myers & Werring-Dickerson Insurance, our focus is to offer you insurance from your point of view, and how you see it, allowing you to best manage everyday risks and deal with the unexpected when it happens. That's our promise to you.

Stop by today to learn more about our insurance solutions available. We succeed by forming long lasting relationships with each and every one of our clients-it's how we have been able to stay prominent for so many years. We deeply understand your needs, and will help you get an honest, fair insurance policy at the best possible price.
Services
Renters insurance will protect your possessions from losses or damage due to fire and smoke, vandalism, theft, explosions, water damage, and lightning.
It does not cover floods or earthquakes, and it doesn't cover general wear and tear, but separate policies can be taken out.
Renters insurance will also cover your liability if people are injured at your home by you, family members, or pets, and will also cover your legal defense costs.
Having these insurance policies is crucial in the event something unexpected happens.
If you have an automobile insurance policy, it will protect you from financial loss in the unfortunate case you are in an accident; automobile insurance works by your agreeing to pay a premium, while the insurance company will pay your losses, as agreed to in your policy.
Your automobile insurance should also provide property, liability, and medical coverage, as your insurance policy in Batavia, OH, is generally made up of about 6 kinds of coverage.
Having automobile insurance will protect you from expensive medical bills and automobile repair costs, and is often necessary in most states.
Although there are many kinds of life insurance you can choose from in Batavia, OH, they all tend to fall under two main categories: term and permanent.
Term insurance is the simplest form of life insurance, which is paid out only if the policy holder dies during the policy term; therefore, this makes more sense if you need coverage exclusively for a certain amount of time (until a debt is paid, for example).
Terms tend to be 10, 15, 20, or 30 years, so if you buy a life policy for 20 years for $500,000, you will pay a certain amount of money monthly, and the $500,000 will be paid out only if you die during the 20 years set in the agreement.
As an employer, you have a legal responsibility to your employees.
In addition, you need to take the necessary steps to protect yourself financially and legally.
This is why we connect business owners with the proper insurance policy package so they can run their organization with confidence and handle the unexpected with ease.
Below are some of the policies and solutions available in Batavia, OH.
In the event that your organization is sued or held responsible due to injury or damage, general liability will protect your business.
One of the reasons we stand out at Kramer-Myers & Werring-Dickerson Insurance is due to our connecting clients to a wide variety of insurances and coverages based on your unique situation.
In addition to more common insurances, below you can find some of the other types of insurances we can help you purchase at affordable rates.
In addition to property and general liability insurance, farmers need coverage more specific to the industry.
Crop insurance protects you against unexpected losses from disasters such as floods, tornadoes, or wildfires.
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