Hometown Insurance
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As an independent agency, we represent many reputable and financially strong insurance carriers helping us to provide the best coverage and price that is right for each individual as everyone's needs are unique!. We provide free, no hassle and no obligation quotes to let you see what we have to offer. Feel free to call, email or stop in today to speak to a licensed agent to review your coverage options for automobile, homeowners, renters, motorcycle, farm, business and commercial insurance, and more!

Our website is completely interactive and we encourage you to use that to your advantage. We have installed a dictionary look-up for your convenience when viewing some of our insurance terms. If you have a pop-up blocker enabled you must double-click the word, hold down [Ctrl] and then click the [What does this mean?]
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You need Auto Insurance to protect yourself should your vehicle be damaged or stolen.
You also need insurance for liability (property damage or injury to others caused by you and other household members as a result of operating a motor vehicle).
Other policy features include medical payment reimbursement and reimbursement for injury caused to you by an uninsured or inadequately insured driver.
At Hometown we work very hard to find you the best deals possible on your auto insurance.
By combining your auto and home/renters policies, many of our companies offer additional discounts for multi-policies, paid-in-full premiums, and more.
Farm insurance can be tailored to protect anyone from the part-time farmer to the full scale agribusiness.
Plans can include protection for your personal and business assets as well as legal liability insurance for both personal and farming pursuits.
At Hometown Insurance we are always happy to meet with you, personalize your policy, and talk about any other insurance needs you may have!
Fire insurance is a specialized form of insurance beyond property insurance, and is designed to cover the cost of replacement, reconstruction, or repair beyond what is covered by your property insurance policy.
Fire Insurance Policies cover damage to the building itself, and may also cover damage to nearby structures, personal property as well as expenses associated with not being able to live in your home.
Like many of the other policies we offer, we are able to customize your fire insurance to fit your specific needs.
Even if your home or business is located away from water or is covered by a homeowner or business insurance policy, you may still need Flood Insurance.
Groundwater flooding can cause damage to buildings on higher ground many miles from a body of water.
What most people don't know is that over 20 percent of flood insurance claims originate from areas that are NOT considered to be "high flood-risk".
Homeowner and business insurance policies generally exclude flood related losses because of the catastrophic nature of floods.
A homeowner policy reimburses you for damage to your home from a variety of causes.
If your home is totally destroyed or you cannot use it for a period of time, your homeowner policy will also cover that.
The insurance extends to your home's contents and liability for damage to property of others or injury caused to someone by you or a family member.
We are always willing to sit down with you and personalize your homeowners policy to meet your specific needs.
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