Junction Insurance Agency is an independent agency with the freedom of providing a wide range of choices from some of the industry's top carriers. We are specialists in the areas of Medicare, Life, Farm, Personal (Home, Auto and Umbrella) and all your business/commercial liability, property and casualty needs. Access to a vast array of products allows us meet your needs and keep your insurance portfoloio up to date based on your current situation.
We are honored that many of our clients have found us so valuable that they continue to refer us to everyone they know. Our Goal is to provide you with thoughtful financial insights, honest communication, education, long-term planning and personalized attention; all elements we consider key for building lasting relationships. My licenses include Property, Casualty, Life and Health.
Growing up as the first born of four children to a father in the Army and a Domestic Engineer mother, I have moved many places and learned responsibility from an early age.
We are honored that many of our clients have found us so valuable that they continue to refer us to everyone they know. Our Goal is to provide you with thoughtful financial insights, honest communication, education, long-term planning and personalized attention; all elements we consider key for building lasting relationships. My licenses include Property, Casualty, Life and Health.
Growing up as the first born of four children to a father in the Army and a Domestic Engineer mother, I have moved many places and learned responsibility from an early age.
Services
Personal auto insurance serves as protection against liability for bodily injury and property damage in connection with your ownership, maintenance, or use of personal vehicles.
It also covers damage done to your vehicle if you have comprehensive and collision coverage.
Other optional coverages such as emergency road service and rental car coverage are available.
Please contact our agency and let one of our experienced auto insurance agents explain the different liability limits, comprehensive (examples are wind, fire, hail, glass breakage and hitting a deer), collision (which includes coverage for damage done by an uninsured motorist or an unknown hit & run driver), uninsured motorist, medical payment coverages, and deductibles that are available for you to choose from.
It also covers damage done to your vehicle if you have comprehensive and collision coverage.
Other optional coverages such as emergency road service and rental car coverage are available.
Please contact our agency and let one of our experienced auto insurance agents explain the different liability limits, comprehensive (examples are wind, fire, hail, glass breakage and hitting a deer), collision (which includes coverage for damage done by an uninsured motorist or an unknown hit & run driver), uninsured motorist, medical payment coverages, and deductibles that are available for you to choose from.
A commercial insurance policy that packages property, liability and special endorsements that broaden coverage into one convenient policy is known as a Business Owner's Policy or BOP.
Liability Coverage in a BOP is similar to what you may find in a commercial general Liability policy.
A BOP may be more limited in its range of coverage than what is available in a stand-alone policy.
Premiums for an average small business are very reasonable.
You should be sure to explain all areas of your business to make sure every exposure is covered.
Liability Coverage in a BOP is similar to what you may find in a commercial general Liability policy.
A BOP may be more limited in its range of coverage than what is available in a stand-alone policy.
Premiums for an average small business are very reasonable.
You should be sure to explain all areas of your business to make sure every exposure is covered.
Life Insurance can help protect your family.
The recommended amount of life insurance a person should have approaches six to eight times their annual gross income.
Under current laws, there is generally no federal income tax on death benefits paid to a named beneficiary.
Please consult with your tax advisor.
A term life insurance policy is life insurance coverage for a specified length of time usually 5, 10, 20 or 30 years.
It is usually purchased with a particular need in mind, such as mortgage protection.
The recommended amount of life insurance a person should have approaches six to eight times their annual gross income.
Under current laws, there is generally no federal income tax on death benefits paid to a named beneficiary.
Please consult with your tax advisor.
A term life insurance policy is life insurance coverage for a specified length of time usually 5, 10, 20 or 30 years.
It is usually purchased with a particular need in mind, such as mortgage protection.
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