Oswego County Mutual Insurance
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Oswego County Mutual Insurance
Insurance coverage for your business such as offices, restaurants, campgrounds, marinas, service occupations and business property. Insurance coverage for your owner occupied dwellings, related private structures, personal property, extra living expense, personal liability, and more. Insurance coverage for your owner occupied mobile home, related private structures, personal property, extra living expense, personal liability, and more.

We offer a variety of discounts and additional coverage. Insurance coverage for tenant occupied dwellings, related private structures, loss of rent, and premises liability. Insurance coverage for farm dwellings, household personal property, and farm personal property. Our Special Multi-Peril and Commercial Fire policies can be as flexible as your operation, providing a wide range of coverage to protect your exposures.

Our customers can get identity protection services at no added cost; powered by Identity Theft 911, America's premier provider of identity services.
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Oswego County Mutual is a product of a countrywide insurance movement that started during and after the Civil War.
Farmers across our country needed to protect their homes, and to them more importantly, their barns and livestock from fire.
Local farmer organizations called the Grange were instrumental in setting up associations that later were recognized as true insurance companies, once they adopted charters and were recognized by various state insurance departments.
Local Granges appointed one person from each grange to be a director of the fire association, hence our original name The Fire Relief Association of Oswego County.
Since 1878, when people have needed insurance coverage for their home, business, and other property, they've relied on their neighbors at Oswego County Mutual Insurance Company (OCMIC).
Whether you need an affordable policy for yourself, or you're an insurance agent looking for your client, OCMIC makes it easy with budget-friendly coverage.
Your home is your most important investment.
At Oswego County Mutual, we know that your homeowners insurance is just as important.
That's why we provide a wide range of coverage's to protect your home, outbuildings, personal property, personal liability and more.
Many homeowners have special equipment and personal items that may not be included in the base policy but can be added by endorsement.
These include but are not limited to: tractors, boats, trailers, jewelry, guns, business insure personal properties, etc.
Every business operates a little different and businesses can be service oriented, sales oriented or a combination of both.
At Oswego County Mutual our business owners policy can be as flexible as your operations providing a wide range of coverage to protect your exposures.
With every business operating differently, specific needs for specialty coverage's for insurance policies may exist.
There are countless endorsements that can be added such as customer's goods, exterior signs, money & securities, employee dishonesty, power failure related coverage, refrigerated food coverage, beauty shop liability, the list goes on and on.
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