Kristi Roots Insurance
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Kristi Roots Insurance is a family owned and operated business and has been since its establishment in 1967. Here at Kristi Roots Insurance Services, we believe wholeheartedly in the small town personal experience. In our office, there is always a smiling face waiting to help you with your insurance needs - from quoting and writing policies to answering questions or taking payments.

There is always a person here during business hours to greet you or take your phone calls. Our licensed agents and knowledgeable staff are ready to help in any way possible. We are here to take the time to understand the scope of your family and/or business obligations and match you with the proper coverage with only the most reliable companies. At Kristi Roots Insurance, we believe in the importance of supporting this small town.

Because of this, we are actively involved in our community through volunteer work as well as supporting local groups. One organization we are especially devoted to is Blood Source.
Services
Protect your toys, so you can continue to play and stay young at heart.
We have insurance policies to cover boats, RVs, trailers, ATVs, motorcycles, and snowmobiles.
Boat insurance coverage can include fuel spill liability, wreckage removal, on-water towing and 24-hour roadside assistance, fishing equipment replacement cost, and personal effects replacement cost.
It also covers basic liability, water sports, total loss replacement or agreed value, disappearing deductibles, PE and Fishing equipment, environmental damage, on-water towing, coastal navigation, betterment/depreciation on partial losses, liability coverage in Mexico, multiple owners, and trailer coverage.
As your full-service agency, we want to provide you with the option of reporting claims and changing your policy.
If you cannot find what you're looking for, e-mail us, call us, or stop by the office and we'll be happy to help!
Need to report a claim?
Once we receive your request, one of our agents will contact you as soon as possible to verify information, explain coverage, and process the claim.
After a claim is reported, as a client you can expect to be contacted to give a statement regarding the claim.
Be sure to keep track of all details occurring after the claim is started.
For an auto insurance claim, make sure to get an estimate on all damage(s).
If the claim is related to homeowners property damage, contact a trusted contractor for a bid and possible damage control.
Disclaimer: Submitting a claim via this online request does not constitute a binding confirmation that the claim has been processed.
Adding a driver: have that individual's driver's license number, birthday, day of licensing.
Adding a vehicle: have the VIN number, any loss payee or leasing company's name and location, and desired coverage.
Updating coverage amounts: contact us with the desired increase in coverage and the reasoning as to why (such as adding solar panels, room additions, or remodeling).
Disclaimer: Coverage or changes in coverage are not binding via this online request.
Changes will only be considered binding when you receive a response from one of our agents indicating that the changes have been made.
We also offer faxing, copying, and both UPS and FedEx shipping services.
We have four notaries in our office.
We rent out storage units, and we sell hunting and fishing licenses as well.
We are also a location used by Volcano Communications to initiate services, make payments, and return equipment.
Yes, we can match your current coverage and communicate in person, over the phone, or by email, whichever is the most convenient for you.
Bud Layher was the builder of the building in 1940.
He sold it to his daughter, Dolores Layher Larrigan.
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