Smallwood & Small Insurance
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Roads may be full of twists and turns, but your insurance coverage & premiums shouldn't be! We'll find you the best protection at affordable rates. Whether you dwell ina dream home or a DIY labor of love, Smallwood and Small takes your domestic aspirations to heart. We've been supporting residents of the Eastern Panhandle with quality homeowners insurance for over 30 years.

Strategic solutions to your small business needs. Our employee benefit program and commercial products ensure that your company - and your team - are safe, supported, and suited for success. Life is short. While we want you to play hard, we also want you to think hard about the legacy you'll leave behind-especially if you're injured on the job or if you pass unexpectedly.

Life and disability insurance are simple, economical ways to plan ahead while enjoying the now. Whether you're setting the world on fire in your 20s, saving large in your 40s and 50s or settling into your 70s, preparation is the true path to financial enlightenment.
Services
Our experts customize your policy at great rates-without compromising the coverage you deserve.
Contact Smallwood and Small Insurance for policy quotes on the best affordable and reliable auto insurance in West Virginia, Virginia, and Maryland.
Collision covers your car when you drive it into something (i.e. a tree, another car, a fence, etc.).
Comprehensive covers all other types of damage to your car i.e.
Towing and rental car coverage can help provide you with transportation while your car is being repaired due to a covered claim.
Every policy we write, like every home we cover, is uniquely designed to your specifications.
Unlike big-box providers, our policies are sized to your budget, your usage, and your life.
Home means many things to many people.
Whether you dwell in a dream home, a DIY labor of love, or our renting to save up for a house, you've invested in your American dream, and it's our duty to protect it.
Liability policies protect you if someone is injured in an accident at your home or experiences property damage resulting from your negligence.
Live for today, but plan for tomorrow.
Life and disability insurance give some peace of mind and fortitude to your loved ones' futures.
Protect your legacy and ensure your loved ones are taken care of - especially if you're injured on the job or if you pass unexpectedly.
Life and disability insurance are simple, economical ways to plan ahead while enjoying the now.
It allows you to protect what is most important, your family.
By planning now, you can become a blessing tomorrow.
Term life insurance is small financial investment that solves some of life's biggest problems.
Smallwood and Small solutions leave you health assured.
Our dynamic partnerships with Shenandoah Community Health and Highmark of West Virginia deliver you the best coverage at the best price.
If you are 65 or older, under 65 with disabilities, or have End-Stage Renal Disease you may qualify for Medicare.
Medicare is broken in to three basic parts.
Whether you're the child of an aging parent or an active senior, long term care insurance is an essential component of retirement planning.
While Medicare and employer-based plans may cover short-term nursing home stays or temporary at-home care, they don't cover the extended care services that you may need.
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