Close Insurance Agency
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Utilizing two locations, Hancock, MD and Berkeley Springs, WV, the Close Insurance Agency has been providing cost effective Auto, Home, Business, and Life insurance products to the residents of PA, MD, WV, and VA for over 20 years. The agency has prided itself in the motto "Small Town Service with Big Time Savings". Being an independent agency has allowed Close Insurance the opportunity to partner with carriers who offer insurance products with optimal coverage at a low monthly cost.

Tim Close is the founder and current managing partner of Timothy B. Close Insurance Agency. He has over 25 years of insurance knowledge and experience. Tim works primarily out of the Berkeley Springs, WV location selling all lines of insurance. In 2001 Chris Smartt joined the Close Insurance Agency as a producer and partner. Chris is a native of Fulton County PA, and manages the Hancock, MD office while selling and servicing all lines of insurance.

The staff of any company is an integral part in the success and longevity of the organization.
Services
When shopping for auto insurance why not trust a professional specializing in giving you the best protection at the lowest price possible?
Once you have the proper protection, there are a number of ways that you can reduce the cost of your auto insurance premiums while obtaining the coverage that you need.
Our partners offer a number of discounts you could either be missing out on or not even offered by your current insurer.
Safe Driving Bonus Introducing the Safe Driving Bonus check*, for every six months of accident-free driving you have the opportunity to earn a check of up to 5% of your premium.
If you have loved one's to protect and care for, a sound life insurance policy is the perfect solution.
There are two basic types of life insurance needs: temporary and permanent.
Temporary needs include home mortgages or short-term debt reduction, family income and educational expenses and can last as little as one year or last 20 to 30 years or longer.
Term insurance is the most cost effective method of insuring many needs.
There are a variety of plans to choose from, ranging from an annual renewable term (1 year plan) to a level term plan that could last 5, 10, 20 or 30 years.
Our agency and company partners offers a variety of comprehensive homeowners' insurance policies to choose from and these plans can be tailored to suit your individual needs and budget.
Maintenance and upkeep at your house or apartment is the first step to prevent a loss from happening.
Below are just a few steps you could take to protect yourself and your family.
The second step is to have a well written homeowner's policy written for you by a professional.
Whether you live in an apartment, condo, or house if you own any tangible property you need protection.
We try to make paying your insurance bill as painless and easy as possible.
If you have any questions about your bill or wish to check on your premium and payment plan please call your local office to discuss your policy with an agent.
Stop by any one of our three locations Monday - Friday 8:30am - 4:30pm to pay your bill with cash, check, or credit card and to receive a printed receipt.
Below are a few carriers who offer pay-online options.
Our insurance office hours are Monday - Friday 8:30am - 4:30pm with evening and weekend appointments if needed.
All of our offices have professional licensed agents to help provide you with excellent customer service, and are able to answer all of your insurance related questions.
Please stop in to pay your bill, make a change to your policy, or to receive a free no-obligation quote on home, auto, business, or life insurance.
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