Shipman Insurance
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Making decisions about insurance is hard. You want to know you have the best coverage at the best possible price. At Shipman Insurance we take the time to listen to you, to understand your needs, and to follow through with a value-packed protection plan designed just for you. We are the experts in Texas oil and gas insurance and can help you coordinate all your business and personal coverages.

With Shipman Insurance, you have an advocate looking out for your insurance interests, ready when you need help. As an independent agency, we offer a broad range of business, commercial, personal, life, auto, health, Workers' Compensation and general liability insurance as well as trucking, oilfield and oil & gas insurance that are selected from quality carriers.

It's what you need that counts. We believe that our clients deserve choices. We offer a wide variety of options to fit your business and personal needs. Our staff of proven professionals has more than 38 years of combined experience in the insurance industry.
Services
Shipman Insurance Agency specializes in meeting your particular insurance needs for Texas oil, gas, business and trucking coverage.
We also stand ready to assist you with your home, auto, life, boat, RV and health insurance plans.
Our knowledgeable, dedicated team of specialists focuses on providing you the quality customer service you expect and deserve.
We represent only the best carriers from around the nation to provide you with superior coverage and an array of choices.
Shipman Insurance was established in 1993 as a captive agency, working exclusively for one company.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
What kinds of health insurance are there?
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
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