D & H Insurance Group
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D&H Risk Services was founded in 1936. Our management team has more than 100 years of combined experience in providing quality insurance products and service. Our veteran staff members understand real customer service and are committed to providing that service to every D&H client, no matter how large or small.

While we commonly provide standard services to companies of all sizes and to individuals, we are also equipped and trained to design the creative vehicles needed to structure innovative insurance programs for companies that generate premiums in excess of $1 million each year.Yes, we offer health insurance to employer groups of all sizes. Open enrollment or special enrollment periods may apply.

Please contact our benefits department with details of your specific situation to learn about the options available to you. Loss runs are a summary of claims for your current and prior years' commercial insurance policies. Underwriters use the details of these reports to accurately rate your risk based on the number and frequency of claims, total payout, and claim reserves (if any) for the past 3 to 5 years.
Services
For more than 80 years, D&H Risk Services has been a leading insurance agency, providing a broad range of insurance products to meet clients' ever-changing needs.
Our success can be measured by two objectives: 1: Provide quality insurance products at competitive prices and 2: Become valuable and dependable partners, as we strenuously adhere to high standards of honesty and integrity.
At D&H Risk Services, we strive to partner with our clients to help identify, evaluate, and understand their specific insurance needs, and then work together to employ insurance products to protect those needs.
Insurance that protects the insured against financial loss because of legal liability for automobile-related injuries to others or damage to their property by an auto.
Insurance against claims and losses arising from the ownership, maintenance, or use of aircraft, hangars, or airports including damage to aircraft, personal injury, and property damage.
A three-party contract under which the insurer agrees to pay losses caused by criminal acts (e.g., fidelity bonds) or the failure to perform a specific act (e.g., performance or surety bonds).
The oil and gas industry and the exposures that go hand-in-hand with working in this industry are constantly evolving.
There are many unique risks for well operators, service contractors and manufacturers of related parts and products that require well-thought insurance marketing and implementation.
D&H Risk Services has the experience and the dedicated O&G underwriters on its side to provide the right products and services that will protect your employees, your physical assets, your balance sheet, and ultimately your long term viability in the oil and gas industry.
D&H Risk Services has partnered with Maxwell Health to provide our benefits clients with a FREE online administration tool.
Maxwell Health is a benefits technology platform and an innovative marketplace that combines the management of and enrollment in benefits into one experience: eliminating the hassle of day-to-day benefits administration and providing a beautiful, streamlined experience for employees.
Maxwell Health's paperless, online benefits administration portal will simplify onboarding new employees, the annual open enrollment process, employee communication, and ACA reporting.
At D&H Risk Services, we know that the manner in which we handle your claim is one of the most important aspects of our relationship with you.
We pledge to assist you with each step of the claims process.
To report a claim during business hours, please call our agency at (903) 757-3760 as soon as possible.
We will direct you concerning the next steps in the claims process.
Outside of business hours, please contact your insurance carrier directly, then contact us as soon as possible.
Write up an accident report - It is imperative that you take care of this important step as soon as possible.
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