Open Door Insurance Services
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Since 1972 Open Door Insurance, formerly Gene Gaffney Insurance, has been deeply committed to our customers and our community. We provide an unprecedented level of expertise in personal, business, specialty and non-profit insurance. Our friendly team can quickly and accurately assess your needs, evaluate the offerings from multiple, top-rated insurance carriers, and present you with a custom-built plan to solve your insurance needs at a reasonable price.

We don't just work in Sonoma's West County, we live and play here. Your private information is provided exclusively to our agency and will not be redistributed or sold to anyone else.
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As your largest investment, it's important to make sure your home has the proper insurance coverage.
We'll protect your home and everything in it for the lowest possible price.
At Open Door Insurance, we know how hard you've worked to turn your house into a home.
Since your home is one of the most important financial investments of your lifetime, you'll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they'll always be safe and sound.
It doesn't matter if you live in a flood plain, every property owner is susceptible to flood damage and your current insurance probably doesn't cover it.
Let us give you a quote today!
Flood insurance is the specific insurance coverage against property loss from flooding.
Nationwide, only 20% of American homes at risk for floods are actually covered by flood insurance.
Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood.
Earthquake damage is usually excluded from standard home and property insurance policies so it's important to understand your risks.
Let us give you a quote today!
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property.
Most ordinary homeowners insurance policies do not cover earthquake loss.
Most earthquake insurance policies feature a high deductible, which makes this type of insurance useful if the entire home is destroyed, but not useful if the home is merely damaged.
Whether you own hundreds of properties or just one, we'll help you find the best coverage and the most affordable rates.
Let us give you a quote and start saving money today!
Landlords' insurance is an insurance policy that covers a property owner from financial losses connected with rental properties.
The policy covers the building, with the option of insuring any contents that belong to the landlord that are inside.
Landlords' insurance is often referred to as buy-to-let insurance, however buy-to-let insurance is a type of landlords' insurance.
Could you afford to replace all your belongings if there were a fire, theft, or other major loss tomorrow?
It only takes a few minutes to see how affordable renters coverage can be.
Renters' insurance is an insurance policy which provides most of the benefits of homeowners' insurance.
This includes liability insurance.
The tenant's personal property is also covered against named perils such as fire, theft and vandalism.
Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
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