Specializing in Medicare Advantage, Medicare Part D Prescription Drug Plans, and Medicare Supplement Insurance. We are independent insurance agents specializing in Medicare Health Insurance, Senior Insurance Solutions, and insurance solutions for those with disabilities. We work with the major insurance companies to offer our clients appropriate coverage.
Our clients are located all across CA, OR, WA, UT & NV giving us a great feel for the insurance landscape. We design plans with a focus on low costs, and proper benefit structure, which we combine with personalized insurance advice aimed at helping our clients make better-informed decisions. We have a number of ways that we meet with and work with our clients and those needing help with Medicare Health Insurance.
There are several time periods for Medicare enrollment and to make plan changes or updates. We specialize in Medicare Health Insurance. As an independent health insurance broker, we work with several private insurance companies to find the plans that work best for our clients.
Our clients are located all across CA, OR, WA, UT & NV giving us a great feel for the insurance landscape. We design plans with a focus on low costs, and proper benefit structure, which we combine with personalized insurance advice aimed at helping our clients make better-informed decisions. We have a number of ways that we meet with and work with our clients and those needing help with Medicare Health Insurance.
There are several time periods for Medicare enrollment and to make plan changes or updates. We specialize in Medicare Health Insurance. As an independent health insurance broker, we work with several private insurance companies to find the plans that work best for our clients.
Services
Julie Fitzgerald is an independent insurance agent specializing in Senior Insurance Solutions and those with disabilities.
She works with the major insurance companies so she can offer her clients appropriate coverage for them.
Her clients are located all across CA, OR, WA, & NV giving her a great feel for the insurance landscape.
She designs plans with a focus on low costs, and proper benefit structure, which she combines with personalized insurance advice aimed at helping her clients make better-informed decisions.
She works with the major insurance companies so she can offer her clients appropriate coverage for them.
Her clients are located all across CA, OR, WA, & NV giving her a great feel for the insurance landscape.
She designs plans with a focus on low costs, and proper benefit structure, which she combines with personalized insurance advice aimed at helping her clients make better-informed decisions.
Medicare supplement insurance helps with Part A & Part B deductibles, copays and coinsurance, excess charges, & More.
We have a number of ways that we meet with and work with our clients and those needing help with Medicare.
Your health and safety is a top priority for us.
Connect with us virtually, over the phone, by attending an informational webinar, or request an in-person meeting (in accordance with all CDC guidelines).
Medicare Part A helps pay for hospital stays and inpatient care.
You cannot be denied Part A coverage.
We have a number of ways that we meet with and work with our clients and those needing help with Medicare.
Your health and safety is a top priority for us.
Connect with us virtually, over the phone, by attending an informational webinar, or request an in-person meeting (in accordance with all CDC guidelines).
Medicare Part A helps pay for hospital stays and inpatient care.
You cannot be denied Part A coverage.
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.
If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare.
Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.
If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare.
Medicare offers prescription drug coverage to everyone with Medicare.
If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.
Each plan can vary in cost and drugs covered.
These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.
Each plan can vary in cost and drugs covered.
These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
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