Harold J Fox Insurance
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Harold J Fox Insurance
Welcome to Harold J Fox Insurance Agency, an independent insurance agency serving Michigan for over 80 years. As one of the most stable and productive independent insurance agencies in West Michigan, Harold J Fox Insurance Agency is well equipped to handle all of your insurance needs, giving families & businesses the protection they need with excellent coverage at a fair price.

We pride ourselves on our excellent service, "Covering Your Tail", and look forward to providing you the personal & commercial coverage needed and the attention to detail you deserve. Founded by Ryan's great grandfather, Harold J Fox insurance offers generations of experience. Harold J Fox Insurance has been family owned since 1931. We value our long term families that have patronized our businesss and hope to continue serving them for years to come.

We don't believe in cutting any corners with your coverage. While you might find a better rate elsewhere, the chances are your limits aren't as high and you aren't being totally covered.
Services
Harold J Fox Insurance Agency has had over 80 years to cultivate and develop relationships with premier insurance companies in the U.S. We promise you the best coverage for the best price.
It's further complicated by the fact that everyone's situation is different.
So, it's a good idea to contact your tax professional/financial consultant for specific advice about your situation.
But, for the more general issues, we hope to help guide you through the winding paths of the tax implications of life insurance.
Hundreds of families buy homeowners insurance from Harold J Fox Insurance.
Protect your family, your house and your personal property with the right home insurance coverage.
We work with different insurance companies to fit your unique needs.
We offer multi-policy discounts & a bunch of other discounts from everyday safety items like deadbolts, fire extinguishers, smoke alarm, and burglar alarm discounts to Mature Owner discounts, and more!
You can trust Harold J Fox Insurance to cover your tail and get you the best coverage for the best price!
Life insurance like other insurance products can be very confusing.
Just trying to figure out the difference in a term, whole life, or a universal life policy is a likely stopping point for most, but it doesn't have to be.
With guidance from Ryan at Harold J. Fox Insurance Agency the process can be made much simpler.
We offer life insurance products from only highly rated insurers.
In certain cases bundling your home, auto, and life insurance policies can result in little or no out of pocket cost you.
People work hard to afford what they enjoy in life, and to pay their continuing expenses such as food, clothing, shelter, utilities, insurance premiums, and entertainment.
Their ability to earn an income is their most valuable asset.
If that ability is interrupted because of an accident or sickness, they may find it difficult to maintain their standard of living and impossible to plan for the future.
Unfortunately, the chance of a disabling accident or sickness is greater than most people think.
This includes: Violations of common or statutory discrimination laws, Sexual or workplace harassment of a non-sexual nature, Abusive or hostile work environment (retaliation), Breach of implied employment contract, Failure to employ or promote, Wrongful, excessive or unfair discipline/demotion, Etc.
Harold J Fox Insurance has teamed up with Auto-Owners Insurance Company to provide our customers with a comprehensive Employment Practices Liability Insurance (EPLI) Product.
Coupled with a Commercial Package Policy, Business Auto Policy, Commercial Umbrella and/or Workers' Compensation Policy, our EPLI Policies we will help put the final touches on your comprehensive business insurance portfolio and fill a gap in coverage that most business owners don't even consider when purchasing commercial insurance!
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