We provide pollution liability insurance to owners and operators who store petroleum products in underground or aboveground tank systems. At any given time, we are insuring about 3,500 properties with one or more underground storage tanks (USTs) or aboveground storage tanks (ASTs) in use. Coverage is provided for costs of cleanup and third-party damages and meets state requirements as a "financial responsibility" mechanism.
A $10,000 deductible applies to each incident, with limits of $1 million per incident and $2 million annual aggregate. These are referred to as "remedial claims." The PSTIF was not the "financial responsibility mechanism" for owners/operators of tanks at these sites. Revenues for the Fund come primarily from a "transport load fee, " which is currently $28 per 8,000 gallons, assessed on each load of petroleum brought into Missouri.
Annual "participation fees" are also charged for insurance coverage. The program is managed by an eleven-member Board of Trustees appointed by the Governor with advice and consent of the Senate.
A $10,000 deductible applies to each incident, with limits of $1 million per incident and $2 million annual aggregate. These are referred to as "remedial claims." The PSTIF was not the "financial responsibility mechanism" for owners/operators of tanks at these sites. Revenues for the Fund come primarily from a "transport load fee, " which is currently $28 per 8,000 gallons, assessed on each load of petroleum brought into Missouri.
Annual "participation fees" are also charged for insurance coverage. The program is managed by an eleven-member Board of Trustees appointed by the Governor with advice and consent of the Senate.
Services
Complete an application that can be downloaded from this web page under the Tank Insurance section or apply for insurance coverage online;.
Provide a copy of the manufacturer's checklist to show what type of tanks and piping were installed and that they were installed properly;.
Provide a copy of the invoice documenting the type of equipment that was installed for spill and overfill prevention equipment, leak detection equipment, etc., OR provide third-party verification from the installer in writing of this information.
Provide a copy of the manufacturer's checklist to show what type of tanks and piping were installed and that they were installed properly;.
Provide a copy of the invoice documenting the type of equipment that was installed for spill and overfill prevention equipment, leak detection equipment, etc., OR provide third-party verification from the installer in writing of this information.
Insured tank owners/operators should file a claim when you discover a leak, learn there is fuel in the ground at or near their facility, or someone else asserts petroleum has been "released" from your insured tank system.
Also, insured tank owners/operators who are planning to remove tanks or piping, close underground tanks in place, or assess their site because one or more underground tanks has been emptied should review this guidance and should engage a knowledgeable environmental consultant.
Also, insured tank owners/operators who are planning to remove tanks or piping, close underground tanks in place, or assess their site because one or more underground tanks has been emptied should review this guidance and should engage a knowledgeable environmental consultant.
Question 1: What should I do if I have a leak?
Answer 1: If it is an emergency, call 800-765-2765.
A claims adjuster will contact you to provide assistance.
You will be asked to fill out a Claim Form as time allows.
Please be sure to contact the Missouri Department of Natural Resources Spill Line as well at 573-634-2436.
Generally, if you discover a petroleum release while you are insured with us, benefits will be available, (subject to certain criteria).
Learn that petroleum contamination exists on your site in excess of cleanup levels established by the Missouri Department of Natural Resources, (MoDNR); or.
Answer 1: If it is an emergency, call 800-765-2765.
A claims adjuster will contact you to provide assistance.
You will be asked to fill out a Claim Form as time allows.
Please be sure to contact the Missouri Department of Natural Resources Spill Line as well at 573-634-2436.
Generally, if you discover a petroleum release while you are insured with us, benefits will be available, (subject to certain criteria).
Learn that petroleum contamination exists on your site in excess of cleanup levels established by the Missouri Department of Natural Resources, (MoDNR); or.
Dates are subject to change and a formal notice will be posted pursuant to Missouri open meeting laws.
An eleven-member Board of Trustees manages the Petroleum Storage Tank Insurance Fund.
They work to ensure that monies from the Fund are effectively used to clean up the environment; that Fund participants receive timely, professional services; and that the Fund's resources are economically used in order to benefit the maximum number of Missourians.
Eight trustees are appointed by the Governor with the advice and consent of the Senate; after their terms expire, they continue serving until replaced or reappointed.
An eleven-member Board of Trustees manages the Petroleum Storage Tank Insurance Fund.
They work to ensure that monies from the Fund are effectively used to clean up the environment; that Fund participants receive timely, professional services; and that the Fund's resources are economically used in order to benefit the maximum number of Missourians.
Eight trustees are appointed by the Governor with the advice and consent of the Senate; after their terms expire, they continue serving until replaced or reappointed.
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