Kane Insurance Agency, Inc. is a family owned business. Three generations of the Kane family have served the insurance needs of the Salem community and surrounding area for over sixty years. We are an independent multi-lines agency that can handle all of your insurance needs. Kane Insurance Agency, Inc. represents many companies which allows us to find the best suited company for you.
Our staff prides itself on providing both the broadest protection and excellent service.
Our staff prides itself on providing both the broadest protection and excellent service.
Services
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Most states require you to buy some, but not all, of these coverages.
If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year.
Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Most states require you to buy some, but not all, of these coverages.
If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year.
Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.
Property Damage coverage for the physical damage to property of others or the loss of use of that property.
Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided.
Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
Property Damage coverage for the physical damage to property of others or the loss of use of that property.
Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided.
Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
Some farms make all or most of their profits through the crops that they grow.
When a disaster, such as a tornado, wildfire or flood strikes and the crops they depend on are devastated, crop insurance can reimburse them for the losses they face.
Before buying crop insurance, it's vital that farmers submit an accurate representation of the planted acreage they have per unit.
Should they underreport, they may not be reimbursed for all losses they could realistically experience.
Livestock insurance is a multifaceted type of coverage with several different policy options.
When a disaster, such as a tornado, wildfire or flood strikes and the crops they depend on are devastated, crop insurance can reimburse them for the losses they face.
Before buying crop insurance, it's vital that farmers submit an accurate representation of the planted acreage they have per unit.
Should they underreport, they may not be reimbursed for all losses they could realistically experience.
Livestock insurance is a multifaceted type of coverage with several different policy options.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
More than half of all Americans have some kind of managed-care plan1.
Various plans work differently and can include: health maintenance organizations (HM0s), preferred provider organizations (PPOs) and point-of-service (POS) plans.
These plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
More than half of all Americans have some kind of managed-care plan1.
Various plans work differently and can include: health maintenance organizations (HM0s), preferred provider organizations (PPOs) and point-of-service (POS) plans.
These plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan.
If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
If a guest in your home is injured, liability protection and medical coverage help pay expenses.
If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance.
Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what's included and what is not.
If a guest in your home is injured, liability protection and medical coverage help pay expenses.
If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance.
Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what's included and what is not.
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