Established in 1984, we are your insurance experts committed to providing peace of mind to our customers by helping them obtain and manage their insurance needs. We're an insurance agency located in Centralia and also serve all of Illinois. Because we are 100% independent, we can shop your insurance with a wide range of insurance carriers, saving you time, aggravation, and money.
To get started, click or call us at (618) 533-3000. We make the process easy!
To get started, click or call us at (618) 533-3000. We make the process easy!
Services
Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company.
Many insurance consumers don't fully understand just how important that really is.
When it comes to something as important as insurance, it's imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines - not just one.
At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients.
Many insurance consumers don't fully understand just how important that really is.
When it comes to something as important as insurance, it's imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines - not just one.
At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients.
The benefit of working with an independent agency like us, is that we can compare your policies with multiple companies, saving you time, aggravation, and money.
To get the quote process started, please complete the fields below.
We will reach out to you to gather more information to complete your quotes and provide you with a comparison.
To get the quote process started, please complete the fields below.
We will reach out to you to gather more information to complete your quotes and provide you with a comparison.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policies are for six months to a year.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policies are for six months to a year.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
This part of your policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disaster listed in your policy.
It will not pay for damage caused by a flood, earthquake or routine wear and tear.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
This part of your policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disaster listed in your policy.
It will not pay for damage caused by a flood, earthquake or routine wear and tear.
Life insurance is not only the cornerstone of a solid financial plan, but it's hands down one of the most cost effective ways to protect the people who depend on you financially.
If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.
We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.
A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.
If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.
We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.
A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.
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