We insure both businesses and private individuals. Whether you own one horse which is 'priceless, ' yet relatively inexpensive, or you own and operate a thriving horse stable and training facility, we have the desire and ability to find the specialized coverage that's right for you. We want your business; no matter how large or small. In fact, some of our best customers now, originally began with us because other insurance companies didn't want to bother insuring them when they started.
Over time their horse business, and our relationship, have grown together. We've been in business for 20 years (feel free to verify that by viewing the California State Insurance website), we're licensed in nearly every state in the continental US, and we'll be happy to give you a free quote.
Since we've also operated our own ranch, with boarding stables, as well as horse and rider training programs and clinics, I'm completely familiar with the challenges, opportunities, and potential liability that private horse owners and equine business operators face each day.
Over time their horse business, and our relationship, have grown together. We've been in business for 20 years (feel free to verify that by viewing the California State Insurance website), we're licensed in nearly every state in the continental US, and we'll be happy to give you a free quote.
Since we've also operated our own ranch, with boarding stables, as well as horse and rider training programs and clinics, I'm completely familiar with the challenges, opportunities, and potential liability that private horse owners and equine business operators face each day.
Services
About ten years ago I followed the example of my daughter Misty, quitting my job, to go out and form my own business.
I've been a 'working woman' in the insurance field since I was 17 (more than 40 years ago).
I've put three children through school, relying on my skills and knowledge of insurance to make the bills when there wasn't any child support during periods of divorce.
I've sold insurance while living everywhere from Alaska to California, in a number of different companies and environments, providing customers with great service in everything from auto insurance to commercial insurance.
I've been a 'working woman' in the insurance field since I was 17 (more than 40 years ago).
I've put three children through school, relying on my skills and knowledge of insurance to make the bills when there wasn't any child support during periods of divorce.
I've sold insurance while living everywhere from Alaska to California, in a number of different companies and environments, providing customers with great service in everything from auto insurance to commercial insurance.
Note:> Our insurance policies DO cover colic surgery.
Compare apples to apples when considering your options!
Many providers may seem to have a better premium, but they don't include this surgery, which could end up costing you thousands more in the long run!
Via phone call me during normal business hours, M-F 8:30-5:30 Pacific Time, at 559-877-7631 and be prepared to provide the information below.
Required fields are noted with ** If you don't provide a value, or any other required information, we can't compute a quote.
Compare apples to apples when considering your options!
Many providers may seem to have a better premium, but they don't include this surgery, which could end up costing you thousands more in the long run!
Via phone call me during normal business hours, M-F 8:30-5:30 Pacific Time, at 559-877-7631 and be prepared to provide the information below.
Required fields are noted with ** If you don't provide a value, or any other required information, we can't compute a quote.
If your horse kicks an innocent bystander, or in the event your horse breaks loose and causes a car accident, causing people to be injured, or property damage, your Personal Horse Owner's Liability Insurance policy provides bodily injury and property damage coverage, as well as legal cost of defense coverage.
As with any kind of liability insurance, you may need protection if someone tried to sue you for bodily injury or property damage caused by your horse.
Such a lawsuit might be against you personally, and might be for almost any amount (as opposed to the loss of your horse, for which you know exactly what the amount is - the costs you've already invested in the animal).
As with any kind of liability insurance, you may need protection if someone tried to sue you for bodily injury or property damage caused by your horse.
Such a lawsuit might be against you personally, and might be for almost any amount (as opposed to the loss of your horse, for which you know exactly what the amount is - the costs you've already invested in the animal).
I had a claim a few years ago where a horse got out and went to the next door neighbors and ran across their swimming pool that had one of those expensive hard retractable covers.
It cost several thousand dollars and it was covered by the liability policy.
Suppose you were boarding what turned out to be an ill-tempered horse for your neighbor, and another child from the neighborhood got into the stalls and was severely kicked resulting in serious injuries and medical costs, for which you were sued personally.
It cost several thousand dollars and it was covered by the liability policy.
Suppose you were boarding what turned out to be an ill-tempered horse for your neighbor, and another child from the neighborhood got into the stalls and was severely kicked resulting in serious injuries and medical costs, for which you were sued personally.
Via phone call me during normal business hours, M-F 8:30-5:30 Pacific Time, at 559-877-7631 and be prepared to provide the information below.
Required fields are noted with ** If you don't provide a value, or any other required information, we can't compute a quote.
Our goal is to have personal contact with you, to enable us to provide you with the fastest possible quotes, while using only an A rated insurance carrier.
We strive to give you the service that you deserve.
I promise to provide free, accurate, timely, and personalized responses.
Required fields are noted with ** If you don't provide a value, or any other required information, we can't compute a quote.
Our goal is to have personal contact with you, to enable us to provide you with the fastest possible quotes, while using only an A rated insurance carrier.
We strive to give you the service that you deserve.
I promise to provide free, accurate, timely, and personalized responses.
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