Bancorp Insurance is a third generation family owned and operated specialty insurance agency located in La Pine, Oregon. We provide Commercial, Auto, Home, Life and Health Insurance, as well as Medicare. You can count on our dedicated agents to understand your needs and provide you a comprehensive policy that protects you from the unexpected. Our Commercial line agents work with: CCB Contractors, Water Districts, Wildland Firefighters, Mobile Caterers, RV Parks, Motels, Campgrounds and Resorts.
Our Personal line agents support: Home, Auto, Recreational Vehicle, ATV, Snowmobile, Boat, Life, MASA and Health. We also have agents to help you navigate Medicare including: Medicare Part Advantage Plan, Medicare Part D, and Medicare Supplemental Plans. We are licensed to do business in 13 states including Oregon. If your business takes you across state lines, we can help you get the right coverage in place to continue to do business without any interruptions.
Navigating through my business insurance needs is difficult for me.
Our Personal line agents support: Home, Auto, Recreational Vehicle, ATV, Snowmobile, Boat, Life, MASA and Health. We also have agents to help you navigate Medicare including: Medicare Part Advantage Plan, Medicare Part D, and Medicare Supplemental Plans. We are licensed to do business in 13 states including Oregon. If your business takes you across state lines, we can help you get the right coverage in place to continue to do business without any interruptions.
Navigating through my business insurance needs is difficult for me.
Services
Most insurance agency's try to insure everything under the sun becoming a generalist of insurance products.
We have selected specific niche markets and focus on the coverage within to provide our customers the best coverage at the best price.
We focus on Artisan Contractors, Fire Contractors, Catering Contractors, Water Districts, Special Districts, and Privately Held KOA's and Resorts.
As well as personal lines including homes in high fire zones or are surrounded by woods throughout the West.
We know if you live in the woods, you need health and Medicare insurance too, so we offer one-on-one meetings to help you pick the best plan for your budget too.
We have selected specific niche markets and focus on the coverage within to provide our customers the best coverage at the best price.
We focus on Artisan Contractors, Fire Contractors, Catering Contractors, Water Districts, Special Districts, and Privately Held KOA's and Resorts.
As well as personal lines including homes in high fire zones or are surrounded by woods throughout the West.
We know if you live in the woods, you need health and Medicare insurance too, so we offer one-on-one meetings to help you pick the best plan for your budget too.
We understand that insurance can feel complicated.
Learn more about your coverage options below, then request an appointment to discuss the right coverage for you and your vehicle(s).
If you listen to the TV and radio ads on auto insurance you would think the only thing you need to be worried about is SAVING MONEY.
But really, auto insurance is about protecting your financial well-being.
Thankfully you can have the coverage you need and still find ways to keep costs down.
As us about discounts for safe driving, auto-pay, pay in full discounts or bundling your home and auto.
Learn more about your coverage options below, then request an appointment to discuss the right coverage for you and your vehicle(s).
If you listen to the TV and radio ads on auto insurance you would think the only thing you need to be worried about is SAVING MONEY.
But really, auto insurance is about protecting your financial well-being.
Thankfully you can have the coverage you need and still find ways to keep costs down.
As us about discounts for safe driving, auto-pay, pay in full discounts or bundling your home and auto.
Do you have a homeowners or renters insurance policy?
If so, is it with the same insurance company that provides your auto insurance?
If the answer is no, you're paying too much - for both policies.
Almost every insurance company that sells auto insurance wants its policyholders to also buy homeowners or renters insurance from that company.
These insurers offer so-called multi-policy discounts.
Usually, these discounts are at least 10% and some insurers apply the discounts to both the auto and the homeowners/renters policy.
If so, is it with the same insurance company that provides your auto insurance?
If the answer is no, you're paying too much - for both policies.
Almost every insurance company that sells auto insurance wants its policyholders to also buy homeowners or renters insurance from that company.
These insurers offer so-called multi-policy discounts.
Usually, these discounts are at least 10% and some insurers apply the discounts to both the auto and the homeowners/renters policy.
Ever read your auto insurance policy?
If your answer is no, don't feel bad, 98% of insurance policy holders have never read their insurance contract.
That's right, it's a contract between you and the insurance company.
The only thing is you don't get to negotiate the terms.
You pay for the coverage, sign the paperwork, and the "insurance" company promises to uphold the contract.
In most cases, the insurance company does indeed uphold its end of the bargain.
The problems happen when you, the consumer, do not understand exactly what the contract, you signed, really says!
If your answer is no, don't feel bad, 98% of insurance policy holders have never read their insurance contract.
That's right, it's a contract between you and the insurance company.
The only thing is you don't get to negotiate the terms.
You pay for the coverage, sign the paperwork, and the "insurance" company promises to uphold the contract.
In most cases, the insurance company does indeed uphold its end of the bargain.
The problems happen when you, the consumer, do not understand exactly what the contract, you signed, really says!
While it's true you could be making a costly mistake if you need the rental car coverage and don't buy it, you're also making a costly mistake if you buy it when you don't need it.
If you don't have collision and comprehensive, your personal auto policy won't cover damages to the rental car if it is in an accident, stolen, vandalized, collides with an animal or burns.
If your personal auto policy includes liability insurance, your policy will pay for any damage or injuries you cause to other cars or people - up to the limits of the policy.
If you don't have collision and comprehensive, your personal auto policy won't cover damages to the rental car if it is in an accident, stolen, vandalized, collides with an animal or burns.
If your personal auto policy includes liability insurance, your policy will pay for any damage or injuries you cause to other cars or people - up to the limits of the policy.
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