Scholz Insurance is an independent insurance agency located in Bend, Oregon. While most companies offer numerous products covering a wide range of insurance needs, we specialize in Medicare supplement coverage. As such, we are able to focus primarily on the needs of individuals going on Medicare, or looking to compare their current coverage.
We bring over 30 years of combined experience in the Medicare market, and can easily assist in the process of filtering through the quantity of information individuals are consumed with as they prepare to start on Medicare.We offer a thorough comparison of Modernized Medicare supplements and PERS/Advantage Plans. This is an area where many people can become confused about coverage, and it is important to understand the differences between Medigap and Advantage Plans.
We offer FREE consultations that typically last 30-60 minutes, depending on the number of questions you have, with NO PRESSURE to buy. As independent agents, we have access to multiple companies to fit your needs and budget.
We bring over 30 years of combined experience in the Medicare market, and can easily assist in the process of filtering through the quantity of information individuals are consumed with as they prepare to start on Medicare.We offer a thorough comparison of Modernized Medicare supplements and PERS/Advantage Plans. This is an area where many people can become confused about coverage, and it is important to understand the differences between Medigap and Advantage Plans.
We offer FREE consultations that typically last 30-60 minutes, depending on the number of questions you have, with NO PRESSURE to buy. As independent agents, we have access to multiple companies to fit your needs and budget.
Services
Nicole has lived in Bend since 1985.
Her professional background includes management, insurance processing, and medical billing.
She is licensed in Medicare Supplements, Life Insurance, Long-Term Care, Short-Term Care, Final Expense, and Annuities.
She has a Master's Degree in English & Creative Writing, and enjoys screenwriting in her spare time.
She loves living in Bend and enjoys all of the activity and beauty it has to offer.
Lance was born in Springfield, Illinois.
He moved to Bend in 1985 to manage an insurance office.
Her professional background includes management, insurance processing, and medical billing.
She is licensed in Medicare Supplements, Life Insurance, Long-Term Care, Short-Term Care, Final Expense, and Annuities.
She has a Master's Degree in English & Creative Writing, and enjoys screenwriting in her spare time.
She loves living in Bend and enjoys all of the activity and beauty it has to offer.
Lance was born in Springfield, Illinois.
He moved to Bend in 1985 to manage an insurance office.
We have known Lance and his family for decades and have enjoyed our friendship.
That led us to Lance for our supplemental insurance needs.
Lance, and now Nicole, have kept Shirley and myself advised as to options based both on cost and policy benefits.
We have recommended several friends to Lance's office.
Lance carried the type of health insurance that our health care providers had recommended for us to look into.
We met with him and were happy with the suggestions he had for us.
After our meeting we found that several of our older friends had been using him for a long time, and were all very pleased.
That led us to Lance for our supplemental insurance needs.
Lance, and now Nicole, have kept Shirley and myself advised as to options based both on cost and policy benefits.
We have recommended several friends to Lance's office.
Lance carried the type of health insurance that our health care providers had recommended for us to look into.
We met with him and were happy with the suggestions he had for us.
After our meeting we found that several of our older friends had been using him for a long time, and were all very pleased.
Original Medicare, Parts A and B, pays for many of your health-care services and supplies, but it does not pay for everything.
That's why you may want to consider getting a Medicare Supplement insurance policy, also called a Medigap policy.
A Medigap policy is sold by private insurance companies.
These plans help pay some of the hospital and medical costs that Original Medicare does not cover, such as copayments, coinsurance, and yearly deductibles.
Basically, a Medigap policy fills the "gaps" in Original Medicare coverage.
That's why you may want to consider getting a Medicare Supplement insurance policy, also called a Medigap policy.
A Medigap policy is sold by private insurance companies.
These plans help pay some of the hospital and medical costs that Original Medicare does not cover, such as copayments, coinsurance, and yearly deductibles.
Basically, a Medigap policy fills the "gaps" in Original Medicare coverage.
Short Term Care insurance, sometimes called 'Recovery Care' protection, addresses significant financial risks facing individuals today.
Short-term care insurance policies offer benefits for many different types of health care and aging needs. They typically are purchased by individuals to cover gaps in Medicare coverage, or as an alternative to traditional long-term care insurance protection.
As the name implies, short-term care insurance policies are designed to provide benefits for just a few days or up to 360 days.
Short-term care insurance policies offer benefits for many different types of health care and aging needs. They typically are purchased by individuals to cover gaps in Medicare coverage, or as an alternative to traditional long-term care insurance protection.
As the name implies, short-term care insurance policies are designed to provide benefits for just a few days or up to 360 days.
We also offer various types of supplemental insurance plans, which are needed when life's unexpected health issues come up.
Having this type of insurance can save you thousands of dollars in medical bills.
Our experienced staff of insurance agents will help you choose the plan that will work for your current situation, as well as help you plan for unexpected problems that may occur in the future.
Supplemental coverage options also referred to as ancillary benefits, are often overlooked, but are an affordable health insurance option for many individuals and families.
Having this type of insurance can save you thousands of dollars in medical bills.
Our experienced staff of insurance agents will help you choose the plan that will work for your current situation, as well as help you plan for unexpected problems that may occur in the future.
Supplemental coverage options also referred to as ancillary benefits, are often overlooked, but are an affordable health insurance option for many individuals and families.
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