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Our insurance agency has been serving the area for more than 50 years and we look forward to helping you with all your insurance needs. We take great pride in serving our local communities and look forward to doing business with you. Call us today! Merville H. Smith started his insurance agency in Durand WI, over 50 years ago where both his sons and daughter were part of the business.

In 2006, the Smith's sold their successful agency to one of their own sales representatives- Karl Kurth. Karl continued the M.H. Smith name in tribute to Merville and his children and their long standing commitment to their community. We offer 1st Auto, AAA, Acuity, American Modern, Austin Mutual.
Services
Your vehicle is an important asset in the smooth running of your daily life, and you want to make sure they're properly protected.
You may also want to discuss optional coverage such as new car replacement, GAP, rental car and roadside assistance coverage.
While on the road, you need to make sure you've got maximum protection in case anything goes wrong.
For over 50 years, we have been protecting our customers from the hefty repairs and high medical expenses associated with an auto accident.
The injured party is expected to have multiple surgeries and be off from work for at least 6 months.
Your home is probably one of the biggest investments you'll make.
Turn to the professionals at M.H. Smith Insurance for a home insurance plan that suits your budget and your needs.
Count on M.H. Smith Insurance to get protection against damage, theft, and vandalism.
Our staff members will sit with you and discuss the various options you have so that you can make an informed descision.
For over 50 years, we have also protected our customers from the hefty repairs and high medical expenses associated with an auto accident.
M.H. Smith Insurance offers a wide range of coverage for multiple recreational vehicles including: boats, motorcycles, ATVs, water crafts, snowmobiles, travel trailers and motorhomes.
Call us today for coverage options!
Your ATV or snowmobile likely has liability coverage while on your property - but, once you take it "off premise" you would need to have specific liability coverage on your recreational vehicles.
Adding a recreational vehicle to your homeowner's policy may not give you all the coverages that a recreational vehicle policy provides.
Ask about "peak season coverage" for when you have more livestock or hay in storage.
If you have peak season coverage from previous policy terms, be sure to review each item for any necessary adjustments.
When insuring equipment under a "blanket limit, " remember that each individual piece of equipment must be named under the blanket in order to have coverage.
When purchasing a new piece of equipment be sure to contact your agent with the details.
We understand when operating a business, protecting your financial investment is important.
At M.H. Smith Insurance, we care about you and your business.
Each business is unique and regardless of size, deserves a customized risk management program.
We welcome small general liability and workers compensation risks to large more complex businesses needs.
Do you have a business succession plan in the event of your death?
In addition to having a succession plan, a business owner should consider having life insurance in place to fund the transition.
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