William R. Cargill Insurance Agency, Inc. located at 2 Main Street Topsfield Massachusetts is a full service insurance agency providing Personal Coverage for Home, Auto, and Life as well as Commercial Coverages. We are known for our professional and friendly service and knowledge in all insurance areas.
Known for responsiveness, cost-saving, and years of experience, Bill Cargill, Jr. and his staff will handle all of your insurance needs, saving you time and money while at the same time designing coverages and policies to meet your specific needs.Conveniently located in Topsfield Village, to both Route 1 and Route 95, at the center of the north shore, William R. Cargill Insurance Agency, Inc. is your one-stop shop for all of your personal and business insurance needs.
When was the last time you had a complete review of all your insurance coverages? If it has been more than several years now is the perfect time to review your insurance policies. We encourage you to make an appointment with us at Cargill Insurance Agency, Inc. and, together, we will assess your policies and discuss ways to opimize your coverage and save you money.
Known for responsiveness, cost-saving, and years of experience, Bill Cargill, Jr. and his staff will handle all of your insurance needs, saving you time and money while at the same time designing coverages and policies to meet your specific needs.Conveniently located in Topsfield Village, to both Route 1 and Route 95, at the center of the north shore, William R. Cargill Insurance Agency, Inc. is your one-stop shop for all of your personal and business insurance needs.
When was the last time you had a complete review of all your insurance coverages? If it has been more than several years now is the perfect time to review your insurance policies. We encourage you to make an appointment with us at Cargill Insurance Agency, Inc. and, together, we will assess your policies and discuss ways to opimize your coverage and save you money.
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The building that Cargill Insurance is located in today has been a landmark since 1949 when Bill Cargill, Jr.'s dad built the office that houses Cargill Insurance today.
After William R. Cargill, Sr. was discharged from World War II as a highly decorated pilot earning the Distinquised Flying Cross and Air Medal with 8 Oak leaf clusters with 65 missions over Europe he came home to help his mother with her Real Estate practice.
The 2 Main Street office was designed by Royal Berry Will's a well known architect in the area.
After William R. Cargill, Sr. was discharged from World War II as a highly decorated pilot earning the Distinquised Flying Cross and Air Medal with 8 Oak leaf clusters with 65 missions over Europe he came home to help his mother with her Real Estate practice.
The 2 Main Street office was designed by Royal Berry Will's a well known architect in the area.
William R. Cargill, Jr. founded Cargill Insurance in 1987, having started his career at Massachusetts Mutual in Boston in 1977.
Cargill started his agency after ten years of brokerage work.
The original agency was located at 27 Main Street and in 1991 Bill relocated his business to 2 Main Street in a building that his father built for his real estate practice after World War II.
Bill has dedicated his entire career to providing the highest level of customer service, industry knowledge and best practices to his clients and customers.
Cargill started his agency after ten years of brokerage work.
The original agency was located at 27 Main Street and in 1991 Bill relocated his business to 2 Main Street in a building that his father built for his real estate practice after World War II.
Bill has dedicated his entire career to providing the highest level of customer service, industry knowledge and best practices to his clients and customers.
Whatever your insurance needs may be, Cargill Insurance will have the answers for you.
With 35 years experience agency principal William R. Cargill, Jr. and his staff are eager to help you solve your insurance issues.
We are available 9AM to 5PM weekdays and weekends by appointment.
Most often you will find activity at the office between the hours of 8AM and 7PM every week day.
In the event of an emergency Bill Cargill, Jr. can always be reached on his cell at 978-500-9344.
Please never hesitate to call.
With 35 years experience agency principal William R. Cargill, Jr. and his staff are eager to help you solve your insurance issues.
We are available 9AM to 5PM weekdays and weekends by appointment.
Most often you will find activity at the office between the hours of 8AM and 7PM every week day.
In the event of an emergency Bill Cargill, Jr. can always be reached on his cell at 978-500-9344.
Please never hesitate to call.
Condominium insurance otherwise know as an HO-6 is a policy that will provide protection to you for dwelling, contents and liability coverage.
In addition to this loss assessment coverage is recommended.
When you buy a condominium you need to review the bylaws to determine if the policy is all inclusive or not all inclusive.
The latter is preferred as you only need to buy dwelling coverage up to the limit of your deductible.
As an agency protocol we recommend covering for a base limit of $25,000 on all inclusive policies to make sure there are no gaps between the master policy of insurance and your personal HO-6.
In addition to this loss assessment coverage is recommended.
When you buy a condominium you need to review the bylaws to determine if the policy is all inclusive or not all inclusive.
The latter is preferred as you only need to buy dwelling coverage up to the limit of your deductible.
As an agency protocol we recommend covering for a base limit of $25,000 on all inclusive policies to make sure there are no gaps between the master policy of insurance and your personal HO-6.
When you rent an apartment or other unit you should consider purchasing a content policy otherwise known as a tenants package or HO-4.
This policy provides coverage for your contents from fire and theft including personal liabilty coverage.
A minimum policy of $20,000 with a $250 deductible including replacement cost contents and $1,000,000 liability typically runs $200 a year.
You can also obtain account discounts by combining both content and automobile coverage with the same carrier.
Other items to consider when insuring your apartment are valuables such as jewelry, silver, furs, fine-arts, antiques and other valuable collectibles.
This policy provides coverage for your contents from fire and theft including personal liabilty coverage.
A minimum policy of $20,000 with a $250 deductible including replacement cost contents and $1,000,000 liability typically runs $200 a year.
You can also obtain account discounts by combining both content and automobile coverage with the same carrier.
Other items to consider when insuring your apartment are valuables such as jewelry, silver, furs, fine-arts, antiques and other valuable collectibles.
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