Phil Richard Insurance
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Phil Richard Insurance
Effective Tuesday, 3/17/20, Phil Richard Insurance will be closed to the public except by appointment. Our team is extremely conscientious and are working hard to ensure continuity of service to all clients in this quickly changing environment. Shopping insurance on your own takes too much time-why not let a professional handle it at no extra cost?

Phil Richard Insurance will take the load off. We're here to help you for the long-run. The cheap online policies with low coverage can have disastrous long-term repercussions on your bank account and livelihood. There never seems to be enough time to do everything. As a family who thrives on helping our community and empowering clients, we make it easy and do all the work for you so you have time to balance the other things going on in your life.

Our team is made up of friendly licensed insurance agents who care. They combine + fine-tune your policies to maximize value and help you understand your coverage needs for now and the long run. With 10+ insurance carriers, you can shop competitive rates for a wide array of products.
Services
Phil Richard Insurance is a full-service insurance agency located in Danvers, Massachusetts offering insurance solutions for your Car, Home, Umbrella, Flood, Business, Liability, and Life policies.
Established on the North Shore of Massachusetts in 1988-based in Peabody/Danvers, MA, it all began in an 8X8' foot room with Phil, a typewriter, two drawer file cabinet, and no customers.
Almost 30 years later, the agency has grown to thousands of happy clients.
Now second generation, we are paving the way for the new age, while continuing to nurture the relationships, service, and integrity our business has been built on.
At Phil Richard Insurance, we have put together a dedicated team of personal & commercial lines account managers to provide a pleasant, personalized experience for our customers.
Our trusted insurance agents specialize in property and casualty insurance to help protect your most valued asset.
Or, if you are in need of auto insurance coverage, we can find the best affordable rates for you by utilizing our network of over 10 insurance providers.
These are just two of the many insurance services we offer!
Phil Richard Insurance has teamed up with its carriers to offer City of Peabody Municipal Employees an exclusive discount for home and auto insurance.
Phil Richard Insurance has teamed up with Bunker Hill and Plymouth Rock to offer an exclusive discount to City of Peabody Municipal Employees.
Not limited to those companies alone, you can experience savings with 10+ insurance carriers.
Using creative quoting, our agents will save you money by shopping your rates around with all of the companies we carry, harnessing any discounts available, including bundling.
With all the different types of commercial insurance and personal insurance needed nowadays, you want an expert to tell you what you do and don't require for your situation.
There is such a thing as being over and underinsured, we see it all the time.
Our agents are knowledgeable and backed by account management experts who find the right insurance policy for your coverage needs, hopefully saving you some money in the meantime.
Catastrophes happen all too often.
Weather events such as tornadoes and hurricanes, fire and smoke damage, and even a burst water pipe can make your home unlivable for an extended period of time.
The Phil Richard Insurance Community Outreach Team was established in early 2016.
For us, Community Outreach means helping any way we can.
Knowing the success of our business is dependent on the success of our friends on the North Shore-in Peabody, Danvers, and beyond, Community Outreach bonds us as a team giving us a greater purpose here at Phil Richard Insurance.
Check out our list of local organizations we've worked with below and see how you can help.
Besides event participation and ongoing fundraising, our office in Danvers, MA is a drop-off location for Survivor Basket donations.
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