Family Insurance Office
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Fourth Insurance Office, Inc. is a consulting firm specializing in transaction related exposures, management and cyber liability, broker assessment, and portfolio management. We arranged increased liability coverage "from inception, " to meet the requirements of new investors. We are not competing, so if an idea makes sense, we will make sure that all risks are understood.

Reverse engineering a policy is often difficult, as is collecting historic data concerning values and payments. Let us do that for you. Despite "guarantees" from his agent, we demonstrated that the policy would not fulfill his objectives. Assisting retained legal counsel, we were successful in voiding the policy from inception, with full return of premium.

Over the years they acquired policies through 4 brokers, as well as the large national broker who handled their business. Meeting the needs of an expanding family became a strain on the business. We consolidated policy data, streamlined billing, and freed up corporate resources.
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