Located in West Palm Beach, Florida, Lovelace Insurance is an unbiased, independent Florida Health & Life agent offering a wide variety of insurance solutions from many top-rated carriers. As a FREE resource to our clients, we help you find the best coverage possible for your unique needs and budget. Lovelace Insurance is an unbiased, independent Florida Health & Life agent offering a wide variety of insurance solutions from many top-rated carriers.
As a FREE resource to our clients, we help them find the best coverage possible for their unique needs and budget. These specialty products are very affordable and will provide benefits above and beyond your traditional health insurance, sometimes paying cash benefits directly to you. The health insurance landscape has changed many times over the last several years.
Below are answers to a few the questions we are asked most frequently, as health insurance specialists. Currently, most people are not required to purchase health insurance. The ACA "shared responsibility payment" and the individual mandate has been eliminated by the Trump Administration for 2019 and beyond.
As a FREE resource to our clients, we help them find the best coverage possible for their unique needs and budget. These specialty products are very affordable and will provide benefits above and beyond your traditional health insurance, sometimes paying cash benefits directly to you. The health insurance landscape has changed many times over the last several years.
Below are answers to a few the questions we are asked most frequently, as health insurance specialists. Currently, most people are not required to purchase health insurance. The ACA "shared responsibility payment" and the individual mandate has been eliminated by the Trump Administration for 2019 and beyond.
Services
Quote & Buy Protector Plus Dental from Security Life (Ameritas) Designed for Seniors & can be bundled with Medicare Supplement plan.
Quote & Buy Dental & Vision from GPM Health & Life (Ameritas) Designed for Seniors & can be bundled with Medicare Supplement plan.
Once enrolled in Medicare, if you wish to change or purchase Medicare plans you must act during the open enrollment period.
When open enrollment is closed, there are special circumstances in which one may qualify to enroll outside of the enrollment period.
Quote & Buy Dental & Vision from GPM Health & Life (Ameritas) Designed for Seniors & can be bundled with Medicare Supplement plan.
Once enrolled in Medicare, if you wish to change or purchase Medicare plans you must act during the open enrollment period.
When open enrollment is closed, there are special circumstances in which one may qualify to enroll outside of the enrollment period.
The Medicare system is always changing.
As carriers adjust existing plans in addition to releasing new plans each year, rules and regulations become more complicated.
Navigating through all the this can be a nightmare for anyone.
As a FREE resource, we help Medicare recipients, whether those turning 65 or those looking to lower costs while enhancing benefits, by breaking it all down and guiding them to the best decisions about their Medicare benefits.
Our goal is to help you with the following objectives.
As carriers adjust existing plans in addition to releasing new plans each year, rules and regulations become more complicated.
Navigating through all the this can be a nightmare for anyone.
As a FREE resource, we help Medicare recipients, whether those turning 65 or those looking to lower costs while enhancing benefits, by breaking it all down and guiding them to the best decisions about their Medicare benefits.
Our goal is to help you with the following objectives.
Most people do not pay a monthly Part A premium because they or a spouse has 40 or more quarters of Medicare-covered employment.
After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, outpatient mental health services, certain home health services, and durable medical equipment.
Medicare Advantage plans combine Part A and B into one plan and are offered by Medicare-approved health insurance companies as an alternative option to your Original Medicare coverage.
After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, outpatient mental health services, certain home health services, and durable medical equipment.
Medicare Advantage plans combine Part A and B into one plan and are offered by Medicare-approved health insurance companies as an alternative option to your Original Medicare coverage.
When transitioning into retirement, making the switch to Medicare can be tricky.
Selecting the wrong coverage, or missing a deadline, can quickly eat up your life's savings.
The following chart provides an easy-to-follow overview of your options for health coverage under the Federal Medicare System.
We hope this overview will assist you in selecting the coverage you need to keep you aging healthy, while protecting your financial wellness.
Medigap cannot be purchased if you have Medicare Advantage.
Selecting the wrong coverage, or missing a deadline, can quickly eat up your life's savings.
The following chart provides an easy-to-follow overview of your options for health coverage under the Federal Medicare System.
We hope this overview will assist you in selecting the coverage you need to keep you aging healthy, while protecting your financial wellness.
Medigap cannot be purchased if you have Medicare Advantage.
Turning 65 is a milestone when most people change their health coverage to Medicare.
The process for making the switch however is laden with complex rules and deadlines that can cost you, sometimes for life, if you are not aware of them.
Lovelace Insurance has put together the following information to help you get acquainted with Medicare.
Taking the right steps to enroll in Medicare, and to select the right coverage, the right way, helps you to avoid excessive medical costs down the road, and even fines and penalties that can take a chunk out of your life's savings.
The process for making the switch however is laden with complex rules and deadlines that can cost you, sometimes for life, if you are not aware of them.
Lovelace Insurance has put together the following information to help you get acquainted with Medicare.
Taking the right steps to enroll in Medicare, and to select the right coverage, the right way, helps you to avoid excessive medical costs down the road, and even fines and penalties that can take a chunk out of your life's savings.
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