Heppner Insurance
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At Heppner Insurance Agency, we help you choose the Medicare Health Plan that will best serve you. We know that choosing an insurance plan can be confusing and overwhelming. It's our goal to make sure our customers feel educated and informed when they make their decision. As an independent agency, we represent several companies including but not limited to: Aetna, Humana, Medica, UCare, and SilverScript.

Our team has more than 30 years of experience working with the Medicare population. We know that one of the keys to great customer service is providing easy access to knowledge. That's why we offer free educational seminars and Annual Notice of Change (ANOC) meetings every year. Today, we operate out of our main office in Maplewood, Minnesota with satellite offices in Eagan, Minnesota and Hudson, Wisconsin.
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Navigating Medicare health plans is not an easy task.
That's why Heppner Insurance is on a mission to make understanding your Medicare options easier.
Medicare Supplement plans, also known as Medigap, are policies sold by private insurance carriers to cover the costs that Medicare does not, such as copayments, coinsurance and deductibles.
A supplement will cover its portion of the bill after Medicare has paid its part.
Additionally, these plans can offer coverage for items Medicare does not, such as travel outside of the United States, chiropractic care, and fitness memberships.
Part D of Medicare is Prescription Drug Coverage.
You have two options when obtaining this coverage, stand-alone or within an MAPD (Medicare Advantage Prescription Drug) Plan.
Both types of plans are offered by insurance carriers and regulated by Medicare.
Medicare outlines the dollar amounts for maximum deductibles, and the costs associated with the coverage gap.
Each plan determines their specific formulary, or list of drugs covered, their medication tiers and the cost to you of each medication in the specific tiers.
It's not a one size fits all!
At Heppner Insurance our licensed agents will work with you to help you choose the plan that best fits your needs.
We offer several different health insurance carriers to provide you with options.
All health insurance plans offer different benefits and have different networks of providers.
For more information or to schedule an appointment with a Insurance Advisor please call us at 651-313-8600 (TTY: 711) or toll free 1-855-479-4100.
Do not risk your health just because you're going on vacation!
Add a travel health insurance plan through GeoBlue if you plan on traveling internationally.
This plan can give you peace of mind, knowing your transportation back home will be covered in the event you fall ill or become injured overseas.
To learn more about your Medicare Health Plan benefits and options, attend one of our free seminars.
Our seminars are carrier-specific and led by Laurel Heppner.
During the workshops, we will walk you through everything you need to know in a way that's easy to understand.
Plus, you'll have time to ask any questions you may have.
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