Michael Sailor Insurance, Inc. is a business-to-consumer insurance agency that delivers Web-based, insurance information to individuals, families and small businesses who are in need of insurance information. Our integrated suite of online services facilitates a comprehensive search and review of leading insurance companies.
Michael Sailor Insurance, Inc. is not owned by any insurance company, therefore we provide objective information to consumers and small business owners, helping them make informed decisions about their insurance needs.
Michael Sailor Insurance, Inc. is not owned by any insurance company, therefore we provide objective information to consumers and small business owners, helping them make informed decisions about their insurance needs.
Services
We handle all types of personal and business insurance needs.
Our firm is staffed by people committed to providing our clients with highly personalized service.
Our objective is simple: To identify and help minimize our clients' exposure to risk.
We accomplish this with emphasis on quality coverage, competitive premiums, and overall simplification of insurance matters.
Our approach is direct: To analyze our clients' complete insurance needs, design a responsible protection program, and recommend insurance that is a cost effective insurance strategy designed for your individual situation.
Our firm is staffed by people committed to providing our clients with highly personalized service.
Our objective is simple: To identify and help minimize our clients' exposure to risk.
We accomplish this with emphasis on quality coverage, competitive premiums, and overall simplification of insurance matters.
Our approach is direct: To analyze our clients' complete insurance needs, design a responsible protection program, and recommend insurance that is a cost effective insurance strategy designed for your individual situation.
This may require us to reach out and get in touch with you for more information, so please be aware of that.
However, our team will prepare a quote for you and let you know about all of your options!
When it comes to your children, safegarding their health and finanical future starts as early in life as possible.
Make sure to make that easier on yourself, by purchasing health insurance specifically geared towards children -- today.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
However, our team will prepare a quote for you and let you know about all of your options!
When it comes to your children, safegarding their health and finanical future starts as early in life as possible.
Make sure to make that easier on yourself, by purchasing health insurance specifically geared towards children -- today.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
This year the enrollment period is shorter than in previous years, so it's important to act quickly.
Every health insurance option in the Marketplace will offer comprehensive coverage, from doctors to medications to hospital visits.
When you shop at the Marketplace, coverage information will be laid out for you.
All your costs are stated up front, so you'll get a clear picture of what you pay and what coverage you receive before you make a choice.
Health insurance companies can't refuse to cover you or charge you more just because you have a chronic or pre-existing condition, and they can't charge more for women than for men.
Every health insurance option in the Marketplace will offer comprehensive coverage, from doctors to medications to hospital visits.
When you shop at the Marketplace, coverage information will be laid out for you.
All your costs are stated up front, so you'll get a clear picture of what you pay and what coverage you receive before you make a choice.
Health insurance companies can't refuse to cover you or charge you more just because you have a chronic or pre-existing condition, and they can't charge more for women than for men.
Health insurance is a critical to helping you control your health care costs.
You pay health care companies a premium - a set amount of money each month - and you get benefits to pay for your eligible health care expenses.
This can include regular doctor checkups or injuries to treatment for long-term illnesses.
You can purchase individual health insurance through the Health Insurance Marketplace on your own or we can help you work through your options.
We all know how expensive health care can be.
You pay health care companies a premium - a set amount of money each month - and you get benefits to pay for your eligible health care expenses.
This can include regular doctor checkups or injuries to treatment for long-term illnesses.
You can purchase individual health insurance through the Health Insurance Marketplace on your own or we can help you work through your options.
We all know how expensive health care can be.
There are different types of Marketplace health insurance plans designed to meet different needs.
Some types of plans restrict your provider choices or encourage you to get care from the plan's network of doctors, hospitals, pharmacies, and other medical service providers.
Others pay a greater share of costs for providers outside the plan's network.
Here is an overview of the types of marketplace plans available to you.
Depending on how many plans are offered in your area, you may find plans of all or any of these types at each metal level - Bronze, Silver, Gold, and Platinum.
Some types of plans restrict your provider choices or encourage you to get care from the plan's network of doctors, hospitals, pharmacies, and other medical service providers.
Others pay a greater share of costs for providers outside the plan's network.
Here is an overview of the types of marketplace plans available to you.
Depending on how many plans are offered in your area, you may find plans of all or any of these types at each metal level - Bronze, Silver, Gold, and Platinum.
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