Gem State Insurance
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Gem State Insurance
Gem State Insurance Company was originally organized by the Idaho State Grange in 1910 to provide property insurance to the members of that organization. The name at that time was Grange Mutual Cooperative Fire Insurance Company, but the name was changed to the current name recently to reflect expansion into other insurance areas. Insurance coverage for eligible property is not restricted to Grange members.

The company operates only in the state of Idaho, marketing homeowners, mobilehomeowners, rental dwelling, and farmowners insurance coverages through independent insurance agencies throughout the state. The company's small size and concentrated operating territory allow high quality service to policyholders at a very competitive price, with rapid turn around time on policy service and claims.

Just give us a quick call today at 208-934-5729 or Submit one of our quick online quote forms - with the help of our dedicated business partners; we conveniently offer an entire solution for all your insurance and business needs.
Services
Our goal is to protect you and your family from those unexpected events by finding the right coverage at an affordable rate.
If you need Auto, Home, Umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs.
Our number one priority is to protect your family from any unforeseen event that may be a burden to your family in the future.
Our Personal lines staff is here to answer any questions you may have and research the best policy for your needs.
Your home is the usually the biggest purchase you will make and is your most valuable asset.
If you have any damage, you need a Idaho insurance agent that will find the best company to fit your needs and settle your claims quickly.
At Gem State Insurance, we will help you find the right fit for your needs with providing quality service and affordable pricing.
Homeowner policies will differ on where you live, the valuables in the home and which coverages you choose.
A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.
At Gem State Insurance, we can assist you in finding the right coverage for an affordable price for your Idaho mobile home or manufactured home insurance.
Many times a mobile home is a more affordable way to become a homeowner and you'll need similar coverage that a homeowner would need.
When purchasing a mobile home, you may not be aware that it requires different coverages than a normal homeowners policy.
These manufactured home have special requirements due to the transportability and construction.
You may be speculative why it's necessary to hold a renters insurance.
Rental properties, particularly apartments are thought-about risky once it involves potential claims.
You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent.
There are many potential risks and your property is in danger.
The items you own are valuable and you should shield them from a loss.
Besides, renters insurance in most cases is extremely cheap.
At Gem State Insurance, we know the primary concerns with renting a home or apartment, and renter's insurance protects you from a range of threats and dangers that would occur with a rented unit.
At Gem State Insurance, we pride ourselves in evaluating your business insurance needs in Gooding, Idaho.
We take the time to find out the different challenges your industry may have for insurance concerns and tailor a package that fits your risks.
We also look at other exposures your business may have according to your personnel, location and future plans.
Our top-rated companies work with local businesses as well as global providers to ensure even the worst disaster won't affect your business adversely.
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