Employee benefits and risk management are your largest expenditures, yet critical to the success and financial well-being of your business. Our 30+ years of experience counts. Experienced in all areas of benefit design, we offer unbiased, prudent strategies geared to reduce and stabilize your benefit costs, while enhancing benefits. Expert services that save our clients time and money, and include value-add resources that help them manage regulatory requirements and their employees more efficiently.
We offer Idaho Public Entities and Municipalities a single source for insurance needs, and can tailor a commercial insurance package based on unique risk level and needs. We are intimately familiar with Workers Comp requirements for Idaho. We work with private carriers and the Idaho State Insurance Fund to offer Workers Comp to our clients. Our goal is to offer our clients better options and more coverage at the most competitive rates.
Our approach begins with understanding each client is unique.
We offer Idaho Public Entities and Municipalities a single source for insurance needs, and can tailor a commercial insurance package based on unique risk level and needs. We are intimately familiar with Workers Comp requirements for Idaho. We work with private carriers and the Idaho State Insurance Fund to offer Workers Comp to our clients. Our goal is to offer our clients better options and more coverage at the most competitive rates.
Our approach begins with understanding each client is unique.
Services
Medical travel insurance provides valuable medical coverage when traveling worldwide, much like a regular health insurance policy.
Most often these types of policies will cover care and services when you are away from home, that are not typically covered by a regular health policy.
How Much is Travel Insurance?
Travel insurance is invaluable when life happens and very affordable, costing generally around 4% of the total trip, up to 8%, depending on what is included in the coverage.
Most often these types of policies will cover care and services when you are away from home, that are not typically covered by a regular health policy.
How Much is Travel Insurance?
Travel insurance is invaluable when life happens and very affordable, costing generally around 4% of the total trip, up to 8%, depending on what is included in the coverage.
We serve the employee benefit needs of small to mid-size groups, including those in both the private and public sectors throughout Idaho.
Balanced Rock Insurance Agency, Inc. has 30+ years of benefit plan design experience.
As the benefit landscape has changed over the past several years, so have our solutions.
Today, our goal is to help clients reduce and control constantly rising premiums, and keep up with never-ending regulations.
Additionally, we work with most of the top carriers in the market, and have a deep understanding of the cost drivers of employee benefits.
Balanced Rock Insurance Agency, Inc. has 30+ years of benefit plan design experience.
As the benefit landscape has changed over the past several years, so have our solutions.
Today, our goal is to help clients reduce and control constantly rising premiums, and keep up with never-ending regulations.
Additionally, we work with most of the top carriers in the market, and have a deep understanding of the cost drivers of employee benefits.
In addition to providing health benefits to Idaho's Schools, Fire & Rescue, EMS and other municipalities, Balanced Rock Insurance Agency, Inc. is one of the largest providers of commercial insurance to public entities throughout the state of Idaho.
We understand the unique risks that public entities encounter, and work with most of the top rated commercial carriers in the market to provide you with expert and unbiased advice, assuring you get the best protection at the best rates.
Our experienced agents can quickly assess your risk and tailor coverage to fit your unique needs from the following coverage types.
We understand the unique risks that public entities encounter, and work with most of the top rated commercial carriers in the market to provide you with expert and unbiased advice, assuring you get the best protection at the best rates.
Our experienced agents can quickly assess your risk and tailor coverage to fit your unique needs from the following coverage types.
Most states require Worker's Compensation Insurance (also known as simply "Worker's Comp").
That's because it protects both employees and the employer in the event of a workplace injury.
Worker's Comp covers medical and physical therapy costs, and provides income for lost earnings to the employee during the period they are unable to work.
Additionally, it helps protect employers from lawsuits initiated by employees with regard to workplace injuries and occupational illnesses.
State laws can vary with regard to Worker's Comp protection.
That's because it protects both employees and the employer in the event of a workplace injury.
Worker's Comp covers medical and physical therapy costs, and provides income for lost earnings to the employee during the period they are unable to work.
Additionally, it helps protect employers from lawsuits initiated by employees with regard to workplace injuries and occupational illnesses.
State laws can vary with regard to Worker's Comp protection.
As insurance professionals, we work hard to stay abreast of the constantly changing state and federal laws that govern employee benefits.
Our services are designed to help you stay on top of complex compliance issues, meet demanding regulatory timelines, and streamline tedious HR tasks.
This allows you to focus more on running and growing your business, and not dealing with insurance issues all day!
Ensure proper authorizations are obtained for release of any Private Health Information (PHI).
Ensure employees' information and claims are kept HIPAA-protected in compliance with HIPAA.
Our services are designed to help you stay on top of complex compliance issues, meet demanding regulatory timelines, and streamline tedious HR tasks.
This allows you to focus more on running and growing your business, and not dealing with insurance issues all day!
Ensure proper authorizations are obtained for release of any Private Health Information (PHI).
Ensure employees' information and claims are kept HIPAA-protected in compliance with HIPAA.
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