Brassard & Associates
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Brassard & Associates
Brassard & Associates, LLC offers many plans from a large variety of Insurance providers. Call us today so we can match you up with the plan that best fits your personal situation. Life insurance provides the protection that your love ones need when you are no longer there to provide financial security for them. Without the ability to earn future income we put our financial future in ruin.

Let Brassard & Associates help you find and understand a policy that's right for you and your family. Most companies have options in which they allow employees to choose from a variety of plans. Jim Brassard has been in the life and disability insurance industry since 1982. He started as a brokerage representative with a nationally known insurance carrier.

Jim was promoted to Senior Brokerage Representative and continued to design, train and underwrite the sales of these products. Jim has authored several industry articles regarding disability and life insurance and is a frequent speaker at industry meetings.
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Jim Brassard has been in the life and disability insurance industry since 1982.
He started as a brokerage representative with a nationally known insurance carrier.
Jim was promoted to Senior Brokerage Representative and continued to design, train and underwrite the sales of these products.
Jim has authored several industry articles regarding disability and life insurance and is a frequent speaker at industry meetings.
Jim opened his agency in 1994 to better meet the needs of his clients and the changes taking place in the insurance industry.
Choosing between health insurance plans is not an easy task.
Health insurance can be very confusing.
Although no plan will pay for all costs associated with you or your family member's medical care and treatment, some plans will cover more than others.
ALL HEALTH INSURANCE PLANS ARE NOT CREATED EQUAL!
You must do your homework, or make sure you deal with an agent that does it for you, and has the experience to do it right.
Many carriers operate in only their state and many of these carriers have very little financial resources to withstand hard times and/or large claim losses.
You must have a minimum of two employees or owners to qualify for a group health plan.
These two people may be: 1) Employer and Employee, 2) Two Partners, 3) Two Officers of a Corporation.
If you have employees, you will need to provide a copy of your most recent UC-2 (State Quarterly Wage Report).
This will be used to verify eligible employees.
For partnerships or corporations, you will need a business license, articles of incorporation or other documents that can verify the legitimacy of your business and the participation of all people to be covered under the group health plan.
Life insurance provides the protection that your love ones need when you are no longer there to provide financial security for them.
Whether its proceeds are used to pay off the balance of a mortgage, provide payment for your children's college education, or create an income for future years for your love one, life insurance is one of the tax-free options that's available to all of us.
Life insurance can also be used to protect the families of a business partnership by providing a funding vehicle to buy the interest of a deceased business partner.
Any serious illness or accident that lasts 90 days or longer can wipe out several years of savings causing extreme financial stress on one's family.
Just about all of us have our most valuable assets covered by insurance in case of loss.
We have our homes, cars, and personal property covered by insurance, but when it comes to our most valuable asset, our ability to earn an income, not many of us have income replacement insurance or disability insurance.
Without the ability to earn future income we put our financial future in ruin.
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