David Dunham Insurance, is the premier resource for Florida Home Insurance in Palm Beach County, and throughout the State of Florida. It's our goal to provide the most personalized service you can find at the most competitive rates on the market. We've been serving the homeowners insurance needs of Floridians for more than 20 years. We shop top-rated carriers to find you a custom policy that meets your unique needs.
We can insure any home in the Sunshine State. We're also specialists when it comes to high value home insurance and seasonal home insurance. If you live out of state, but have a vacation home in Florida, we'll find the insurance you need to protect it, rain or shine. At David Dunham Insurance, "No one has better rates and service." That's our motto and we apply it to all of the policies we write.
We can insure any home in the Sunshine State. We're also specialists when it comes to high value home insurance and seasonal home insurance. If you live out of state, but have a vacation home in Florida, we'll find the insurance you need to protect it, rain or shine. At David Dunham Insurance, "No one has better rates and service." That's our motto and we apply it to all of the policies we write.
Services
If you have found yourself in need of a new policy to begin driving again.
Let us help you navigate the process, so you can secure affordable insurance and get back out on the road.
Insure the roof over your head and everything you couldn't live without that goes underneath it.
Policies are available from trusted companiesWe represent a variety of national and regional carriers to provide you with sufficient options.
We are happy to work with your budget and personal needs.
Its best to familiarize yourself with the different home insurance types prior to beginning your search.
Let us help you navigate the process, so you can secure affordable insurance and get back out on the road.
Insure the roof over your head and everything you couldn't live without that goes underneath it.
Policies are available from trusted companiesWe represent a variety of national and regional carriers to provide you with sufficient options.
We are happy to work with your budget and personal needs.
Its best to familiarize yourself with the different home insurance types prior to beginning your search.
Your home is your sanctuary.
It's a dependable shelter that keeps you and your family safe, and it's the place where memories are made.
For most people, a house represents the biggest financial and emotional investment they'll ever make.
With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.
Every Home Insurance policy is different, , we'll work with you to make sure that your policy fits the needs of yourself and your family.
It's a dependable shelter that keeps you and your family safe, and it's the place where memories are made.
For most people, a house represents the biggest financial and emotional investment they'll ever make.
With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.
Every Home Insurance policy is different, , we'll work with you to make sure that your policy fits the needs of yourself and your family.
Flooding can occur anywhere, anytime.
Even if you are not required to have flood insurance, serious consideration should be given to purchasing it anyway.
Flood damage isn't actually covered under your home policy - even in a coastal state like Florida.
But you can buy a separate flood policy from the National Flood Insurance Program (NFIP) to protect your home.
That way, you won't have to pay for any unexpected damage out of pocket - and you can have peace of mind knowing your property is protected.
Even if you are not required to have flood insurance, serious consideration should be given to purchasing it anyway.
Flood damage isn't actually covered under your home policy - even in a coastal state like Florida.
But you can buy a separate flood policy from the National Flood Insurance Program (NFIP) to protect your home.
That way, you won't have to pay for any unexpected damage out of pocket - and you can have peace of mind knowing your property is protected.
If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance.
But in the event that fire, theft, or vandalism damages your property, it's unlikely that your landlord will pay to replace your belongings.
We know that you've most likely invested a lot of time and money in your personal property, and it's up to you to take care of it.
Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they're stolen.
But in the event that fire, theft, or vandalism damages your property, it's unlikely that your landlord will pay to replace your belongings.
We know that you've most likely invested a lot of time and money in your personal property, and it's up to you to take care of it.
Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they're stolen.
Umbrella insurance protects you in liability situations where your home, auto or boat policies come up short.
Increases the dollar limit of liability coverage for primary policies: Say your auto insurance liability coverage limit is $300,000.
If you purchase an umbrella policy of $1 million and cause an accident that exceeds your $300,000 auto insurance liability limit, your umbrella insurance can cover the remainder, up to a total of $1.3 million.
That's pretty huge.
Covers claims excluded by primary policies: Most liability policies don't cover damage claims resulting from false arrest, libel, slander or defamation of character.
Increases the dollar limit of liability coverage for primary policies: Say your auto insurance liability coverage limit is $300,000.
If you purchase an umbrella policy of $1 million and cause an accident that exceeds your $300,000 auto insurance liability limit, your umbrella insurance can cover the remainder, up to a total of $1.3 million.
That's pretty huge.
Covers claims excluded by primary policies: Most liability policies don't cover damage claims resulting from false arrest, libel, slander or defamation of character.
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