We try to make this easy for you. You're welcome to schedule an appointment to meet at our office, talk to us over the phone, or even schedule a web meeting! This is the step where you talk and we listen. We simply want to understand your wants, your needs, and critical gaps; because there is no such thing as a good deal for the wrong policy. In this step, we go to work.
We build customized policy and make a professional recommendation based on your unique situation and with your needs first. This will be your favorite part. Knowing that you are in good hands, have the right policy at the right price you will finally experience joy and peace you always wanted! Just like in life, being proactive will help you with insurance as well.
With the help of the latest technology, we actually requote your policy every time your policy is up for renewal with every company we have access to. As an independent insurance agency, we can truly put your needs first. We're compensated by the insurance companies, but we work for you, not them - the insurance companies.
We build customized policy and make a professional recommendation based on your unique situation and with your needs first. This will be your favorite part. Knowing that you are in good hands, have the right policy at the right price you will finally experience joy and peace you always wanted! Just like in life, being proactive will help you with insurance as well.
With the help of the latest technology, we actually requote your policy every time your policy is up for renewal with every company we have access to. As an independent insurance agency, we can truly put your needs first. We're compensated by the insurance companies, but we work for you, not them - the insurance companies.
Services
After spending some time on our website, we hope you'll find something useful, practical and most importantly, take action towards more secure and rewarding life.
My husband and I started our St Pete based insurance agency with one goal in mind: to truly guide people through their finances, particularly something so important as insurance!
Our story began about twelve years ago, right around the time when the biggest financial crisis hit our state.
At that time, both my husband and I worked for corporate America.
My husband and I started our St Pete based insurance agency with one goal in mind: to truly guide people through their finances, particularly something so important as insurance!
Our story began about twelve years ago, right around the time when the biggest financial crisis hit our state.
At that time, both my husband and I worked for corporate America.
Sandal Insurance is 100% independent, we can take your current auto insurance coverage and compare them with a wide range of insurance companies to see who offers you the best deal possible.
The best part?
It doesn't cost you a penny more to use us.
We are compensated by the insurance carriers directly, and work on your behalf to properly cover your needs and exposures.
As you're looking to get your new auto insurance, before you can make smart decisions in determining your coverage and your limits, it helps to understand some basic policy components.
The best part?
It doesn't cost you a penny more to use us.
We are compensated by the insurance carriers directly, and work on your behalf to properly cover your needs and exposures.
As you're looking to get your new auto insurance, before you can make smart decisions in determining your coverage and your limits, it helps to understand some basic policy components.
It is said that insurance is nothing more than a transfer of risk from you to the insurance company for the assets you can not afford to lose!
Home insurance is a perfect example of this.
For most, home is the most valuable asset that can not be simply paid for in case of a disaster.
As such, your insurance should be built and reflect disaster in mind!
It's important to understand that no two homeowner's insurance policies are created equal.
Different insurance companies offer different levels of coverage, different endorsements, and riders, and have different conditions and limitations.
Home insurance is a perfect example of this.
For most, home is the most valuable asset that can not be simply paid for in case of a disaster.
As such, your insurance should be built and reflect disaster in mind!
It's important to understand that no two homeowner's insurance policies are created equal.
Different insurance companies offer different levels of coverage, different endorsements, and riders, and have different conditions and limitations.
Many people think their homeowner's insurance covers flood damages as well.
This is not true, most if not all homeowner's policies in Florida specifically exclude flood.
Therefore, if you want to be protected in case of flooding, you need to purchase a separate flood policy for your home and personal property.
Some of us are in preferred zoning (many refer to this as non-flood area) and some of us are in high-risk flood zones.
If you live in preferred zoning, you are not required by your lender to purchase flood coverage.
This is not true, most if not all homeowner's policies in Florida specifically exclude flood.
Therefore, if you want to be protected in case of flooding, you need to purchase a separate flood policy for your home and personal property.
Some of us are in preferred zoning (many refer to this as non-flood area) and some of us are in high-risk flood zones.
If you live in preferred zoning, you are not required by your lender to purchase flood coverage.
We truly believe, if you have anyone who depends on your financial support then this is a must Have policy for you!
Nobody likes to think of dying, therefore many people neglect to buy life insurance to protect their loved ones.
Life insurance is your peace of mind in case something were to happen to you; your loved ones will be taken care of, at least financially.
If you are the sole provider in your family, imagine their life if you passed away suddenly.
Life insurance will provide time and options for your family to stand on their feet and continue living a somewhat similar lifestyle.
Nobody likes to think of dying, therefore many people neglect to buy life insurance to protect their loved ones.
Life insurance is your peace of mind in case something were to happen to you; your loved ones will be taken care of, at least financially.
If you are the sole provider in your family, imagine their life if you passed away suddenly.
Life insurance will provide time and options for your family to stand on their feet and continue living a somewhat similar lifestyle.
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