As an independent insurance agency, we partner with top-rated insurance carriers to provide you with appropriate coverage at a fair price. Selecting insurance coverage to meet your specific needs is a task for dedicated insurance professionals. We work with each client to conduct an individualized needs assessment to help you manage and plan for potential losses, and offer you a variety of insurance products from which to choose.
Services
As an independent insurance agency, we represent top-rated insurance companies to provide you appropriate coverage at a fair price.
Below is a list of our primary carriers.
Founded in 1925, Erie now has a licensed agency force of more than 8,800 licensed agents who sell auto, home, life and business insurance in twelve states and the District of Columbia.
Their founding principle guides them in all they do: "To provide our policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost."
Below is a list of our primary carriers.
Founded in 1925, Erie now has a licensed agency force of more than 8,800 licensed agents who sell auto, home, life and business insurance in twelve states and the District of Columbia.
Their founding principle guides them in all they do: "To provide our policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost."
We encourage you to call our office in the event of a claim, 937-435-9000.
We understand that having a claim can be stressful and we want to assist you through this process.
In addition, to better assist you, the following carriers have 24 hour direct claim reporting services available.
Prior to calling, please have your policy number and claim details available for the claims adjuster.
The insurance carrier will forward a copy of your claim report to our office.
We are providing these links and/or phone numbers as a courtesy to our customers.
We understand that having a claim can be stressful and we want to assist you through this process.
In addition, to better assist you, the following carriers have 24 hour direct claim reporting services available.
Prior to calling, please have your policy number and claim details available for the claims adjuster.
The insurance carrier will forward a copy of your claim report to our office.
We are providing these links and/or phone numbers as a courtesy to our customers.
The single biggest investment you may make in life is your home.
Are you sure you've protected your investment?
Let us review your homeowner's policy with you and make sure there are no gaps in coverage.
Generally, the coverage is 10% of the amount for which your home is insured.
You may want to review this coverage with us, to make sure you are adequately protected in this area.
A homeowner's insurance policy normally provides limited coverage for collectibles, jewelry, furs, etc.
It may be necessary to insure your valuables with a Personal Property Floater.
Are you sure you've protected your investment?
Let us review your homeowner's policy with you and make sure there are no gaps in coverage.
Generally, the coverage is 10% of the amount for which your home is insured.
You may want to review this coverage with us, to make sure you are adequately protected in this area.
A homeowner's insurance policy normally provides limited coverage for collectibles, jewelry, furs, etc.
It may be necessary to insure your valuables with a Personal Property Floater.
We can offer you a wide variety of coverage options!
Covers your liability for injuries you cause to other people and property damage for which you are at fault.
This coverage usually is expressed in a "split number" such as 100/300/100.
The first number is the limit (in thousands of dollars) that your policy will pay for bodily injury per person in the event of an accident.
The second number is the total limit your policy will pay for bodily injury to two or more people per accident.
The third number is the limit that your policy will pay for property damage per accident.
Covers your liability for injuries you cause to other people and property damage for which you are at fault.
This coverage usually is expressed in a "split number" such as 100/300/100.
The first number is the limit (in thousands of dollars) that your policy will pay for bodily injury per person in the event of an accident.
The second number is the total limit your policy will pay for bodily injury to two or more people per accident.
The third number is the limit that your policy will pay for property damage per accident.
I rent an apartment.
I don't need insurance- do I?
Yes- you need Renters Insurance.
Your landlord only insures the building you live in- not YOUR personal belongings!
Your Renters Insurance policy can help replace your personal belongings in the event of a covered loss.
Common losses are due to not only fire and theft, but also accidental and sudden discharge of a sprinkler system.
Water damage can be as destructive as fire- don't get caught without the right insurance!
Your Renters Insurance policy can pay the additional costs of living in hotels, eating in restaurants, etc., while you are out of your home due to a covered loss.
I don't need insurance- do I?
Yes- you need Renters Insurance.
Your landlord only insures the building you live in- not YOUR personal belongings!
Your Renters Insurance policy can help replace your personal belongings in the event of a covered loss.
Common losses are due to not only fire and theft, but also accidental and sudden discharge of a sprinkler system.
Water damage can be as destructive as fire- don't get caught without the right insurance!
Your Renters Insurance policy can pay the additional costs of living in hotels, eating in restaurants, etc., while you are out of your home due to a covered loss.
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