Insurance Works
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Dayton, Ohio Insurance provider - Insurance Work serves the Ohio, Indiana and Kentucky markets. We are an independent insurance agency specializing in real estate insurance, contractor insurance, vacant property insurance, classic cars, bed and breakfast coverage, and more. Call us today for all your insurance needs. Our real estate insurance services are tailored to meet the needs of investors and homeowners.

Owning a bed & breakfast comes with challenges and your insurance should be simple and effective. Insurance Works specializes in several insurance products for our clients. Our goal is to meet the changing needs of each client and to make sure the coverage we provide is adequate and is weighed against the cost and risk associated with each individual's situation.

One of our most sought-after products is our real estate insurance, which includes rental properties and vacant properties. Our firm specializes in providing vacant property insurance for investors - this is a type of insurance that can be difficult to find elsewhere.
Services
Insurance Works is a full-service insurance agency located in Dayton, OH serving clients in Ohio, Indiana, Michigan and Kentucky.
Since 2004, our company has been servicing the needs of businesses and individuals who are looking for great service, personal attention and the opportunity to save money by having one agent provide all of their insurance needs.
Our focus is on personal service and meeting the individual needs of each of our clients.
When you call, email, or come to our office, you will find a staff of folks eager to serve your needs and treat you as an individual and not just a number.
Insurance Works specializes in offering insurance packages for real estate investors and developers.
Our specialization includes not only properties that are in use currently, but we also offer hard to find vacant property insurance, which most insurers are reluctant to offer.
Insurance Works owner, Bill Montgomery, is a certified "Ohio Professional Housing Provider."
This certification is your assurance that Mr. Montgomery has the skills and capacity to understand the ins and outs of real estate investing and he is able to tailor an insurance package that will cater to the specific needs of your situation.
Insurance Works has several financially sound insurance companies providing essential coverage for trade or artisan contractors, such as carpenters, plumbers, electricians, HVAC contractors, landscaper / lawncare services, computer services, just to name a few.
We provide office / warehouse / equipment / equipment rental property and inland marine coverage, commercial general liability, auto or fleet, workers compensation, permit and surety bonds, installation coverage, disability, key man and buy-sell funding life products, employment practices coverage, errors and omissions for some contractors, plus many other forms of insurance.
We can insure your vacant Residential Structures as well as your vacant Commercial Structures.
Basic Causes of Loss: Fire, Lightning, Explosion, Windstorm of Hail, Smoke, Aircraft or Vehicles, Riot of Civil Commotion, Vandalism(Excluding Theft), Sprinkler Leakage, Sinkhole Collapse, Volcanic Action.
Contact us today to learn more about our vacant property insurance and to obtain a free, no obligation quote from us.
Each of our policy features is based on our own personal experiences as collectors and on feedback we've received from you - our fellow collectors - at hundreds of car shows and events all across the country.
As collectors ourselves, we know first-hand what car enthusiasts need and want in an insurance policy.
Agreed Value Coverage: In case of a total loss, you will receive the full amount for which you have insured your vehicle.
No Deductible: In most states you will pay nothing if you have a claim with your collector vehicle.
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