I have been in the Financial Service Industry for over 40 years in many capacities. My career has been interesting and challenging. There have been so many changes and technological advances over this time frame: new products, new methods of distribution, new competition, new management. We represent all Major Buyers of Life Settlements for your unwanted too expensive Life Insurance plan.
One must embrace new ideas, new technology, new products new challenges and remain up to date though education, and take advantage of ones' experience. As a result, of this philosophy I realize the need to expand and Incorporate. I also recognize that as our population ages and lives longer then expectations the Life Insurance Plans they bought 20 years ago may be a burden to maintain through retirement.
Also the needs of their beneficiary, usually their children, need cash now for the grandchildren's education, for buying a home or even for a divorce. There are methods of obtaining funds from the death benefit of these policies without dying and freeing up the premium payments.
One must embrace new ideas, new technology, new products new challenges and remain up to date though education, and take advantage of ones' experience. As a result, of this philosophy I realize the need to expand and Incorporate. I also recognize that as our population ages and lives longer then expectations the Life Insurance Plans they bought 20 years ago may be a burden to maintain through retirement.
Also the needs of their beneficiary, usually their children, need cash now for the grandchildren's education, for buying a home or even for a divorce. There are methods of obtaining funds from the death benefit of these policies without dying and freeing up the premium payments.
Services
Appel Life Settlements represents most major carriers and is a leader in the Life Settlement industry.
Our firm noticed as the population ages the need for coverage changes.
Our purpose is to educate the public and Financial Professionals on available options within this secondary market.
Appel Life Settlements routinely connects policy owners with investors to get you the most money for your unwanted or too expensive policy.
Our drive to educate and personalize this industry sets us apart.
With Appel Life Settlements you will feel like part of the family and our tight niche team delivers results.
Our firm noticed as the population ages the need for coverage changes.
Our purpose is to educate the public and Financial Professionals on available options within this secondary market.
Appel Life Settlements routinely connects policy owners with investors to get you the most money for your unwanted or too expensive policy.
Our drive to educate and personalize this industry sets us apart.
With Appel Life Settlements you will feel like part of the family and our tight niche team delivers results.
With increasing regulations and consumer awareness, the life settlement market continues to grow.
Seniors are finding they have options, and some of the many reasons to sell their policy include relief from costly premiums, liquidating assets as a means to pay for long-term care, planning for retirement, generate substantial cash for children and grandchildren to assist with continuing education, they no longer want or need the policy, or various other reasons.
Don't accept the insurers offer for the cash surrender value without first exploring your options with a life settlement.
Seniors are finding they have options, and some of the many reasons to sell their policy include relief from costly premiums, liquidating assets as a means to pay for long-term care, planning for retirement, generate substantial cash for children and grandchildren to assist with continuing education, they no longer want or need the policy, or various other reasons.
Don't accept the insurers offer for the cash surrender value without first exploring your options with a life settlement.
We are one of the only firms that specializes in working with Non-Profits to obtain cash from Life Insurance Donations to your Organization.
We help your Organization market to obtain new Life Insurance Policies from your Donors and Alumni.
Our Concept is obtaining Pre-Owned Life Insurance Policies as Gifts.
However, instead of waiting years to collect, upon the death of the donor, we can provide CASH NOW if the policy qualifies.
Our Charitable Life Settlement Program provides CASH NOW at a much higher value than just surrendering the policy for the Life Policies that have already been donated to your Organization.
We help your Organization market to obtain new Life Insurance Policies from your Donors and Alumni.
Our Concept is obtaining Pre-Owned Life Insurance Policies as Gifts.
However, instead of waiting years to collect, upon the death of the donor, we can provide CASH NOW if the policy qualifies.
Our Charitable Life Settlement Program provides CASH NOW at a much higher value than just surrendering the policy for the Life Policies that have already been donated to your Organization.
A life settlement is the sale of a life insurance policy to an investor for cash.
The amount received is more than the policy's cash surrender value, but less than the death benefit.
People often pursue life settlements when they need money to pay for long term care, pay off their mortgage, fund retirement, or other expenses.
In a life settlement transaction, once you accept the offer you no longer have a premium obligation and you receive cash for your unwanted Life Insurance Policy.
The amount received is more than the policy's cash surrender value, but less than the death benefit.
People often pursue life settlements when they need money to pay for long term care, pay off their mortgage, fund retirement, or other expenses.
In a life settlement transaction, once you accept the offer you no longer have a premium obligation and you receive cash for your unwanted Life Insurance Policy.
Financial professionals today have a unique opportunity in the life settlement market.
This alternative financial solution enables you to assist clients in a way you never could before.
A life settlement may present policy owners with a more desirable alternative to surrendering a policy or letting it lapse by providing them more than cash value, allowing opportunity to reinvest.
Estate planning and financial needs are constantly changing.
The demand for more flexible financial tools is evident and increasing every day.
This alternative financial solution enables you to assist clients in a way you never could before.
A life settlement may present policy owners with a more desirable alternative to surrendering a policy or letting it lapse by providing them more than cash value, allowing opportunity to reinvest.
Estate planning and financial needs are constantly changing.
The demand for more flexible financial tools is evident and increasing every day.
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