Everyone is entitled to professional assistance when purchasing or refinancing a home or commercial property. There are many complex, and at times, confusing issues that can make the experience harder than it needs to be. Having a group of experienced title insurance professionals on your team to handle your closing, and any title issues that arise, in a timely and professional manner, will allow your transaction to proceed smoothly.
All City Title Company is an attorney owned title agency that can make your experience less stressful by guiding you through the twists and turns of your real estate transaction with ease. All City Title Company's professional, experienced staff are experts in real estate transactions, and are eager to assist you through each stage of the process.
Our reputation has been built on an ability to resolve issues before they can become problems. As a state of Florida licensed title agency, we offer a full range of title and escrow services. All City Title Company is an authorized agent for Chicago Title Insurance Company and Old Republic National Title Insurance Company.
All City Title Company is an attorney owned title agency that can make your experience less stressful by guiding you through the twists and turns of your real estate transaction with ease. All City Title Company's professional, experienced staff are experts in real estate transactions, and are eager to assist you through each stage of the process.
Our reputation has been built on an ability to resolve issues before they can become problems. As a state of Florida licensed title agency, we offer a full range of title and escrow services. All City Title Company is an authorized agent for Chicago Title Insurance Company and Old Republic National Title Insurance Company.
Services
To protect you!
It is designed to protect you against the losses that can occur after closing when it's discovered that someone else has a claim against the title to your property.
A title search is a close examination of public records that involve title to the property you are purchasing, to ascertain that the "chain of title" has passed correctly to each new owner, and to insure that no defects in title to your property exist that may cause problems for you later.
Title examiners typically determine that all possible liens including prior judgments, mortgages, back property taxes, or other potential liens are paid in full before you close the real estate transaction.
It is designed to protect you against the losses that can occur after closing when it's discovered that someone else has a claim against the title to your property.
A title search is a close examination of public records that involve title to the property you are purchasing, to ascertain that the "chain of title" has passed correctly to each new owner, and to insure that no defects in title to your property exist that may cause problems for you later.
Title examiners typically determine that all possible liens including prior judgments, mortgages, back property taxes, or other potential liens are paid in full before you close the real estate transaction.
Use the equity in your home to obtain cash to pay unanticipated life emergencies, tuition, or to make home improvements!
Refinance to lower your monthly mortgage payments or to consolidate various mortgages and loans at lower interest rates.
You could even decide to consolidate your credit card debt!
Refinancing can be a smart financial move many home owners are making to lower their interest rates, consolidate bills, switch from an adjustable to a fixed rate mortgage, or to shorten their loan term.
Refinance to lower your monthly mortgage payments or to consolidate various mortgages and loans at lower interest rates.
You could even decide to consolidate your credit card debt!
Refinancing can be a smart financial move many home owners are making to lower their interest rates, consolidate bills, switch from an adjustable to a fixed rate mortgage, or to shorten their loan term.
At All City Title Company we take great pride in providing outstanding title & escrow services to real estate professionals.
We pride ourselves on the relationships we have established and are continually building with South Florida lenders, mortgage brokers, realtors, appraisers, buyers and sellers.
Real estate professionals' experience with All City Title Company keeps them coming back to us again and again.
Our closings are on time and without last minute problems.
Our work is timely, exacting and precise allowing our staff of title and escrow professionals to anticipate potential problems and work to resolve these issues as early as possible to avoid or minimize their impact on closings.
We pride ourselves on the relationships we have established and are continually building with South Florida lenders, mortgage brokers, realtors, appraisers, buyers and sellers.
Real estate professionals' experience with All City Title Company keeps them coming back to us again and again.
Our closings are on time and without last minute problems.
Our work is timely, exacting and precise allowing our staff of title and escrow professionals to anticipate potential problems and work to resolve these issues as early as possible to avoid or minimize their impact on closings.
Many homebuyers and homeowners prefer to buy and sell homes without the involvement of a realtor.
All City Title Company is here to help you in this endeavor.
Our extensive relationships with area lenders, mortgage brokers, builders, appraisers, inspectors and other real estate professionals can help you purchase and sell your home or other property if you have decided to do so without the assistance of a realtor.
All City Title Company will also serve as escrow agent, and hold the contract deposit in its trust account so both Buyer and Seller can feel confident and secure.
All City Title Company is here to help you in this endeavor.
Our extensive relationships with area lenders, mortgage brokers, builders, appraisers, inspectors and other real estate professionals can help you purchase and sell your home or other property if you have decided to do so without the assistance of a realtor.
All City Title Company will also serve as escrow agent, and hold the contract deposit in its trust account so both Buyer and Seller can feel confident and secure.
How are Title Premiums Determined?
Title insurance premiums are based on the amount and type of coverage provided.
Schedule of rates, forms, and any rate modifications are required to be filed with the state insurance commissioner who regulates the activities of title insurers.
When is the Title Premium Paid?
Title premiums are paid once, at the closing.
There are no continuing premiums like other types of insurance.
Both buyers and lenders need title insurance.
Title companies usually issue two types of policies: an owner's policy, which is usually limited to the purchase price of the property, and insures the buyer for as long as he or she owns the property, and a lender's policy which insures that the lender's security interest has priority over claims others may have to the property and which is usually limited to the amount of the loan provided by the lender.
Title insurance premiums are based on the amount and type of coverage provided.
Schedule of rates, forms, and any rate modifications are required to be filed with the state insurance commissioner who regulates the activities of title insurers.
When is the Title Premium Paid?
Title premiums are paid once, at the closing.
There are no continuing premiums like other types of insurance.
Both buyers and lenders need title insurance.
Title companies usually issue two types of policies: an owner's policy, which is usually limited to the purchase price of the property, and insures the buyer for as long as he or she owns the property, and a lender's policy which insures that the lender's security interest has priority over claims others may have to the property and which is usually limited to the amount of the loan provided by the lender.
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