JFS Planning
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We work with clients to identify group health and individual employee benefits packages that include Health, HSA, HRA, Dental, Life, LTD, STD, DBL, and Medicare Supplements. We work with with clients to cover their property needs including condo & renters, homeowners, auto, classic car, and commercial liability insurance coverage options. Protect your business.

Protect your family. Protect yourself. Request a personalized insurance coverage quote by completing a brief online form or call us directly today! Frank Vecchio, President of JFS Planning Inc., and his team of insurance professionals have over 35 years of insurance experience focused on employee benefits, life insurance and individual insurance needs.

JFS Planning Inc. serves as your industry expert in all facets of Individual Insurance and Employee Benefits. They have served the brokerage community for individuals and groups of 1 to 1000, providing full proposal presentations, underwriting, renewal follow-up, and administrative services.
Services
When assessing your individual or group insurance needs, we examine what type of coverage you already have and rates you are currently paying.
We assess what you like and don't like about your current plan.
We establish what you hope to accomplish with your new coverage.
Upon completion of our assessment and with your established budget in mind, we present you with our insurance recommendations.
With over 42 years of insurance experience, Frank is licensed in Accident, Life, Health specializing in Individual Health Insurance, Individual Health Associations, Medicare Supplement and Employee Benefits for large and small groups.
Health insurance is coverage that provides for the payments of benefits as a result of sickness or injury.
It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment.
Life insurance pays out a sum of money either on the death of the insured person or after a set period of time.
There are 4 types of life insurance: Term Life, Whole Life, Universal Live, and Variable Universal Life.
Dental insurance pays a portion of costs associated with routine preventive and diagnostic care such as checkups and cleanings, and minor and some major dental care such as fillings, root canals, crowns and bridges.
Condo Insurance provides coverage for the owner's personal possessions, improvements to the unity's interior, and legal liability for injury or damage suffered by visitors.
Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise.
Auto insurance may also offer financial protection against theft of the vehicle and damage to the vehicle.
Motorcycle insurance provides financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise there from.
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