Health insurance plans can be confusing. We get that, and that's why we are here to help. Healthy, Wealthy, and Wise wants to help you understand your options and find the best fit for your life. We specialize in individual, medicare, and small group health insurance. Don't hesitate to reach out today, we'd be happy to help! If you are not covered by a group health insurance plan, you are responsible for obtaining your own health insurance.
Let's look at your options. I can help you understand Medicare Health Plans so that you make the best choice for your budget, current health, and lifestyle. If you would like to provide this benefit to your employees, we can investigate the benefits of helping them with their health insurance. My name is Cydni Klauss, and I am a fully licensed health insurance broker.
I believe in treating my clients like family, and I want to help you understand your options. I am happy to meet with you and answer any questions!
Let's look at your options. I can help you understand Medicare Health Plans so that you make the best choice for your budget, current health, and lifestyle. If you would like to provide this benefit to your employees, we can investigate the benefits of helping them with their health insurance. My name is Cydni Klauss, and I am a fully licensed health insurance broker.
I believe in treating my clients like family, and I want to help you understand your options. I am happy to meet with you and answer any questions!
Services
I want to make choosing your health insurance (including Medicare health plans) as painless as possible.
Health insurance has changed a lot over the past few years.
It is more complicated and we have harder decisions to make before we buy.
Gone are the days when we were able to pick health coverage based primarily on cost.
I am a broker so I represent many different companies.
This means that I believe that the products should fit you, rather than making you fit the products of one company.
Consistently improve my product offerings because my loyalty is to you, my customer, not to the insurance companies I represent.
Health insurance has changed a lot over the past few years.
It is more complicated and we have harder decisions to make before we buy.
Gone are the days when we were able to pick health coverage based primarily on cost.
I am a broker so I represent many different companies.
This means that I believe that the products should fit you, rather than making you fit the products of one company.
Consistently improve my product offerings because my loyalty is to you, my customer, not to the insurance companies I represent.
If you are not covered by a group health insurance plan, you are responsible for obtaining your own health insurance.
Are you looking for supplemental insurance like dental, vision, disability or long term care insurance?
I can answer questions.
If you are a small business owner and would like to provide benefits to your employees, I can answer questions.
Whether you are seeking to be covered on insurance for the first time, or simply need to switch services, we are here to help.
Are you looking for supplemental insurance like dental, vision, disability or long term care insurance?
I can answer questions.
If you are a small business owner and would like to provide benefits to your employees, I can answer questions.
Whether you are seeking to be covered on insurance for the first time, or simply need to switch services, we are here to help.
If you are not covered by a group health insurance plan, you are responsible for obtaining your own health insurance.
I can answer questions like:.
What insurance carrier will be most cost effective given my current budget and health concerns?.
The task of choosing your health insurance can be a bit daunting!
Each year, I attend training so that I have the latest information about each insurance plan and the best way to enroll in a plan.
Remember, knowledge is power and you can only make the best decision for yourself and your family if you have investigated the options available.
I can answer questions like:.
What insurance carrier will be most cost effective given my current budget and health concerns?.
The task of choosing your health insurance can be a bit daunting!
Each year, I attend training so that I have the latest information about each insurance plan and the best way to enroll in a plan.
Remember, knowledge is power and you can only make the best decision for yourself and your family if you have investigated the options available.
Are you looking for supplemental insurance like dental, vision, disability or long term care insurance?
I can answer questions like:.
Often it is less expensive to have supplemental insurance (especially dental) than to pay cash for services.
We will pick a plan that maximizes your benefits while keeping your costs low.
Disability and long term care insurances are often over looked.
Statistically you probably have a greater risk of becoming disabled before retirement than you realize.
Disability and long term care insurance can help protect your family from the loss of income.
I can answer questions like:.
Often it is less expensive to have supplemental insurance (especially dental) than to pay cash for services.
We will pick a plan that maximizes your benefits while keeping your costs low.
Disability and long term care insurances are often over looked.
Statistically you probably have a greater risk of becoming disabled before retirement than you realize.
Disability and long term care insurance can help protect your family from the loss of income.
A: Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease permanent kidney failure requiring dialysis or a transplant.
A: Medicare Advantage Plans (sometimes called Part C or MA Plans) are Medicare approved plans offered by private insurance companies.
Medicare provides funding to these companies to cover your Medicare benefits.
If you join a Medicare Advantage Plan, the plan will provide your Medicare Part A (hospital stays) Medicare Part B (doctor and outpatient visits) coverage.
A: Medicare Advantage Plans (sometimes called Part C or MA Plans) are Medicare approved plans offered by private insurance companies.
Medicare provides funding to these companies to cover your Medicare benefits.
If you join a Medicare Advantage Plan, the plan will provide your Medicare Part A (hospital stays) Medicare Part B (doctor and outpatient visits) coverage.
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