KRM Insurance Specialists
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KRM Insurance Specialists is a family-owned insurance agency in Royse City, TX. We have over 50 years experience and a wide selection of insurance options at competitive prices. We specialize in Commercial Insurance & Personal Insurance that meets your needs and fits your budget. Fast & free insurance quotes are available online or by giving us a call.

We look forward to hearing from you! If you own it, we'll insure it, personal & professional. That's our motto and we've proven it over the years by delighting our customers with a wide range of insurance products at competitive prices. If you're interested in a specific type of insurance you don't see on our website, give us a call or send us an email and we'll be happy to help.

Yes we do. Our insurance forms are available within our Resources page.
Services
We insure nearly all types of trucks and specialize in Owner Operators, Motor Carriers and Private Carriers based in Texas.
The agents at KRM Insurance Specialists have a long history of helping Texas contractors find the right coverage for their operation.
Garage liability insurance and garagekeepers insurance provide critical protection for your business.
Protect your wrecker business with the right coverage at the right price from KRM Insurance Specialists.
Whether you're starting a new dealership or looking to improve an existing auto dealer insurance policy, we have you covered.
Garage liability insurance and garagekeepers insurance provide critical protection for your business.
Garage Liability Insurance provides coverage for property damage and bodily injury that occurs as part of your garage business.
For example, a customer falls and is injured at your repair shop, car lot, etc.
Garagekeepers Insurance provides you protection if a customer's vehicle gets damaged or is stolen while at your business.
Whether you're starting a new business and need garage insurance or your looking to improve your existing garage insurance policy, we have you covered.
The insurance agents at KRM Insurance Specialists have a long history of helping Texas contractors find the right coverage for their operations.
Certificates are issued same day with most carriers.
We've also included the most common types of insurance for general contractors in our FAQ section below.
When choosing an insurance agency for your contractors insurance, we know you have questions.
We have answers.
Contractors General Liability Insurance covers the costs of lawsuits brought by third parties over bodily damage or property injury caused by the business or its employees.
A surety bond is not the same as insurance.
The purpose of a surety bond is to guarantee the principal party's performance, financial responsibility and obligations.
A surety bond is often a requirement to be in compliance with a law or contract.
A Surety Bond is a promise that comes either from a guarantor or a surety that he/she will pay the other party an agreed amount if the second party fails to meet various obligations.
If the principal fails to fulfill any contract terms, then the surety bond will be provided to the first party.
Whether you've recently purchased a new home or your looking to improve your existing homeowners insurance, we have you covered.
We have a wide range of insurance options at competitive prices to protect your home and provide you peace of mind.
Homeowners insurance is an important form of property insurance that covers losses and damages to your home and your belongings inside your home.
Homeowners insurance also provides liability coverage against accidents in the home or on the property.
Your home is usually the most important investment of your life.
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