If you own a home or drive a car in the Dallas - Fort Worth area, you may need home and/or automobile insurance to protect your property against loss. Without these policies, an accident, theft or disaster can cost you a significant amount of time and money. Below are some basic facts about home and auto insurance policies in Texas. Home insurance policies cover your home's structure and its contents.
Some policies cover certain structures outside your home, such as sheds or detached garages, as well as liability for claims of injury. Your policy may cover your home's market value, or it may cover the cost to replace your home. Replacement cost is usually higher than market value, so homeowners who want more protection typically choose this option.
In the state of Texas, all drivers must have at least a minimum amount of liability insurance to pay for any accidents they may cause. However, liability coverage alone won't cover any damage done to the driver's car, so drivers who want additional coverage can purchase larger policies collision coverage, comprehensive coverage, roadside assistance, rental reimbursement and more in order to cover other type of events.
Some policies cover certain structures outside your home, such as sheds or detached garages, as well as liability for claims of injury. Your policy may cover your home's market value, or it may cover the cost to replace your home. Replacement cost is usually higher than market value, so homeowners who want more protection typically choose this option.
In the state of Texas, all drivers must have at least a minimum amount of liability insurance to pay for any accidents they may cause. However, liability coverage alone won't cover any damage done to the driver's car, so drivers who want additional coverage can purchase larger policies collision coverage, comprehensive coverage, roadside assistance, rental reimbursement and more in order to cover other type of events.
Services
In the spring of 2003, Paragon Independent Insurance Agencies was launched by a handful of dedicated individuals.
With over fifty years of combined insurance experience, the individuals at Paragon have always believed that customers' needs come first.
Each and everyone one of them know that the relationship and trust that we work to have with our customers is largely responsible for where we are today.
Besides our people, what also makes Paragon Independent Insurance Agencies different from other Independents is our goal to represent the very best "Blue Chip", highly rated Insurance companies in the industry.
With over fifty years of combined insurance experience, the individuals at Paragon have always believed that customers' needs come first.
Each and everyone one of them know that the relationship and trust that we work to have with our customers is largely responsible for where we are today.
Besides our people, what also makes Paragon Independent Insurance Agencies different from other Independents is our goal to represent the very best "Blue Chip", highly rated Insurance companies in the industry.
Auto insurance in Texas can be a complicated matter.
There are a number of different options available.
Before you renew your current policy or get a new one, you should understand the basics so you make certain you're properly covered.
Auto insurance does more than take care of your car in case of an accident, it covers the other cars involved too.
If you did not have insurance and damaged a $100,000 vehicle in an accident, you would have to pay for the damages, but insurance helps you minimize this risk.
There are a number of different options available.
Before you renew your current policy or get a new one, you should understand the basics so you make certain you're properly covered.
Auto insurance does more than take care of your car in case of an accident, it covers the other cars involved too.
If you did not have insurance and damaged a $100,000 vehicle in an accident, you would have to pay for the damages, but insurance helps you minimize this risk.
Living in Texas and purchasing homeowners insurance presents its own unique set of buying decisions.
Not every policy is the same.
The insurance coverage necessary for a home in Dallas-Fort Worth is different than coverage needed for a home in Austin, Amarillo, Waco or Houston.
Below is some basic information about homeowners insurance that shoppers can use to make the right decision.
Depending on the type of policy you choose, your homeowners insurance may cover your home's structure, interior, contents, external structures and surrounding property.
Not every policy is the same.
The insurance coverage necessary for a home in Dallas-Fort Worth is different than coverage needed for a home in Austin, Amarillo, Waco or Houston.
Below is some basic information about homeowners insurance that shoppers can use to make the right decision.
Depending on the type of policy you choose, your homeowners insurance may cover your home's structure, interior, contents, external structures and surrounding property.
You may be a Garage Mechanic in Austin.
Own a Deli in Dallas.
Starting a small floral shop in Waco.
Belong to a partnership in a chain of cleaners in Austin or be an Intra-state trucking company in Amarillo.
As a business owner, it is important to take steps to ensure that the company is properly protected.
Depending on the industry, the type of services provided and the potential risks that the company faces, the best insurance options may vary.
Fortunately, commercial insurance is available to address any situation that a business owner may find concerning.
Own a Deli in Dallas.
Starting a small floral shop in Waco.
Belong to a partnership in a chain of cleaners in Austin or be an Intra-state trucking company in Amarillo.
As a business owner, it is important to take steps to ensure that the company is properly protected.
Depending on the industry, the type of services provided and the potential risks that the company faces, the best insurance options may vary.
Fortunately, commercial insurance is available to address any situation that a business owner may find concerning.
Purchasing life insurance is one of the most important financial moves you can make.
The coverage from this type of policy protects your family from financially worrisome situations if you are not there to provide for their needs.
When you work with an independent agent, you can get the protection your family needs for less.
One of the most important decisions you need to make is what type of insurance is right for your situation.
The biggest factor to consider is time.
Term life insurance is in place for a set amount of time.
The coverage from this type of policy protects your family from financially worrisome situations if you are not there to provide for their needs.
When you work with an independent agent, you can get the protection your family needs for less.
One of the most important decisions you need to make is what type of insurance is right for your situation.
The biggest factor to consider is time.
Term life insurance is in place for a set amount of time.
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