Dennis D Smith Insurance
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As an independent insurance agency, we here at Dennis D. Smith Life and Health Insurance in York County, PA, serve the residents of Pennsylvania. Here you will find an experienced insurance agent offering the best in service for Medicare Insurance and Final Expense Insurance to meet your individual needs. If you are seeking Medicare Insurance you have come to the right place for reliable assistance.

If you qualify for Medicare, perhaps you're seeking Medicare Supplement Insurance, a Medicare Advantage Plan, or perhaps you need a Medicare Prescription Drug Plan. We can help you sort through the options to find a plan for you. We take seriously our responsibility to make you the best-informed insurance consumer you can be. So, if you have questions, we want to know it.

Visit Customer Service to have a licensed insurance professional answer to your insurance-related questions. Should you experience difficulty using our website, please notify us directly. Customer service is our goal.
Services
Since 1992, Dennis D. Smith has been handling insurance with expertise and integrity here in York County, Pennsylvania (PA) for individuals like yourself.
As in independent producer, Dennis is not locked into one insurance company.
He will take the time to find out what you want in terms of Medicare Insurance and Final Expense Insurance and then help you look for options that meet your needs.
Dennis is a member of the National Association of Health Underwriters (NAHU) and the Society of Financial Service Professionals.
When it comes to insurance for final expenses, perhaps you are on a quest for information or an insurance quote.
Or perhaps you are ready to apply and enroll in a plan for you and your family.
Dennis D. Smith, an experienced agent, in York County, PA can help you.
Please feel free to browse our website and learn more about the various types of insurance coverage.
The following are some of the plans and policies we offer.
Don't see what you need?
Please feel free to contact our office at your convenience to discuss your needs with a professional.
Medicare, like other aspects in 21st century America, is no longer as simple as it used to be.
The decision used to be simply whether or not to buy a Medicare Supplement to go along with original Medicare, and, if so, which one.
These days, if you are a medicare recipient here in York County, PA, or in fact anywhere in the South Central Pennsylvania, you are now faced with choosing between original Medicare, Medicare Supplements, Medicare Advantage Plans, and Prescription Drug Plans.
The good news is that now you have choices so Medicare coverage is no longer "One-Size-Fits-All".
Traditionally, Medicare recipients in York County, PA, and across South Central Pennsylvania have used Medicare Supplements to cover the gaps (the expenses original Medicare does not cover) in Medicare.
That's why Medicare Supplements are also called "Medigap Policies".
Some Medicare Supplements cover all the gaps in Medicare; that is, all the deductibles and coinsurances that Medicare approves but does not pay.
Other popular Medicare Supplements cover everything but the Medicare Part B deductible, and are thus less expensive.
Medicare Advantage Plans are health insurance plans approved by Medicare but run by private insurance companies.
These plans are available to residents of York County, PA, and throughout South Central Pennsylvania.
Most Medicare Advantage insurance plans have a maximum on out-of-pocket expenses for each year for deductibles and coinsurance.
You must study the plans carefully to know exactly what is covered.
Many Medicare Advantage Plans provide prescription drug coverage.
Medicare Advantage Plans can also provide extra benefits such as vision, dental, hearing aids, and fitness programs.
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