William Penn Insurance
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Founded by award-winning agent Samantha Ferguson in 2016, William Penn Insurance is one of the most respected insurance agencies in southern Pennsylvania. At William Penn Insurance, we use our expertise to find the right solutions for all of your insurance and financial needs. We believe in taking an empathetic approach and creating transparency in your insurance coverage to help you utilize insurance as a tool to protect your family and assets.

Samantha Ferguson has been a licensed insurance agent since 2011. Beginning in Pennsylvania as a customer service representative with a non-standard insurance company, then later had the opportunity to manage the same agency of over 900 customers, and two customer service representatives. She worked closely with local dealerships, notaries and other agencies to make sure clients were taken care of.

After working in the personal lines property & casualty insurance market, she moved on to the group benefit industry during the first implementations of ACA.
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A car insurance deductible is the amount of money that you ("the insured") are responsible for before your insurance carrier pays out on a claim resulting in a loss.
For example, if your deductible is $500, and repairs from an auto accident are $1,200, you will be responsible for paying the first $500, while the insurance will pay the remaining $700.
Yes, it is likely.
Your credit score can be a factor in determining your car insurance rate.
Most carriers use what is called an "insurance score" which is comprised of numerous characteristics including your credit history.
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