Farmers & Laborers Mutual Insurance
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Farmers & Laborers Mutual Insurance
Keep your insurance dollars at home when you use Farmers & Laborers Mutual Insurance Company of Montgomery County. We offer many different types of insurance products - such as homeowners, farm, commercial, and liability - to protect you against loss from hazards. Farmers & Laborers is fully reinsured and regulated by the Missouri Department of Insurance.

Because we are a Missouri Mutual Insurance Company, every customer is a voting member of the business. You have a say in how your insurance company is managed.
Services
Suffering a loss or property damage can be stressful and confusing.
It may be hard to tell if the incident is covered or you may wonder what actions you should take.
Call us today 800-395-3260.
First, contact emergency services or the authorities if applicable.
For claims such as theft, burglary, vandalism, fire, or suspected arson, a police and/or fire report is required for your insurance claim.
Second, determine if you have a covered claim before you file.
If you are uncertain, or damage is not visible, contact a contractor to inspect for damages.
Installing something as simple as a surge protector can save you time and money by protecting your computers and electronics from power surges.
Come by our office in Montgomery City, Missouri, and buy them from us at half of the price we paid for them.
Keeping fire extinguishers in key locations on your property can mean the difference between a small incident and a conflagration.
We have 2.5-, 5- & 10-lb ABC dry chemical fire extinguishers available for purchase in our office.
Make sure that you know how to properly use a portable fire extinguisher and only use one on small fires.
We understand the fact that your life is busy.
That's why Farmers & Laborers offers automatic and online payments for making your insurance premium payments.
Paying your bill just got easier.
For your convenience, we offer recurring automatic payments from your checking or savings account for monthly*, quarterly*, semi-annual*, or annual billings.
Download, print, fill out, and return our authorization form to our office at least two weeks before your next payment is due.
If you have any questions, contact us.
Our Board of Directors hold a three year term.
To seek election to the Board will require you to reside within the township of the seat available.
Anyone seeking election to the Board of Directors must file written notice with the secretary stating their intentions to do so at least 30-days in advance of the annual meeting.
If you are interested in seeking a seat with the Board of Directors, please contact our office about when the seat within your township will be available for election.
You must be a policyholder to consider running for a director seat.
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