Medicare Supplement (Med Sup) plans are just that, supplemental plans that work in tandem with Medicare Parts A and B. Medicare Supplements are used to cover the gaps of Parts A and B and are designed to lower out-of-pocket costs. Prescription drug plans are plans that help our clients afford their prescriptions and have peace of mind knowing that they won't have to choose between which prescription to fill when money gets tight.
Life Insurance and Final Expense are products that allow our clients to provide financial protection for themselves and their loved ones. Home health care is a wide range of health care services that can be given in your home for an illness or injury. Home health care is usually less expensive, more convenient, and just as effective as care you get in a hospital or skilled nursing facility (SNF).
We focus on Medicare Supplements, Medicare Advantage and Prescription Drug Plans ( Part D) for Missouri residents. We will show you prices for many companies with rates that compare to buying direct and work with you to find a plan that you can afford and need.
Life Insurance and Final Expense are products that allow our clients to provide financial protection for themselves and their loved ones. Home health care is a wide range of health care services that can be given in your home for an illness or injury. Home health care is usually less expensive, more convenient, and just as effective as care you get in a hospital or skilled nursing facility (SNF).
We focus on Medicare Supplements, Medicare Advantage and Prescription Drug Plans ( Part D) for Missouri residents. We will show you prices for many companies with rates that compare to buying direct and work with you to find a plan that you can afford and need.
Services
An experienced Licensed Representative, Kristine, is a valuable member of the Senior Health Consultants family, leading the team from one success to the next.
Kristine works closely with all her clients to help them understand their insurance options.
Kristine was born and raised in Sioux City Iowa and earned a degree in Biology from Missouri State University.
In 2013, Kristine started Senior Health Insurance LLC and has been busy fulfilling a true need as a senior health insurance advisor in central Missouri She is licensed in the states of Missouri, Illinois, & Arizona.
Kristine works closely with all her clients to help them understand their insurance options.
Kristine was born and raised in Sioux City Iowa and earned a degree in Biology from Missouri State University.
In 2013, Kristine started Senior Health Insurance LLC and has been busy fulfilling a true need as a senior health insurance advisor in central Missouri She is licensed in the states of Missouri, Illinois, & Arizona.
Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
To help pay your out-of-pocket costs in Original Medicare (like your deductible and 20% coinsurance), you can also shop for and chose a Medicare Supplement insurance plan.
People with Medicare who have higher incomes also pay a separate IRMAA for their Medicare Part B (out-patient) coverage.
Please see the Medicare Part B section above for more information on Medicare Part B IRMAA.
If you are one of the higher-earning Medicare beneficiaries, you will find that Part D IRMAA payments are required whether you receive your Medicare Part D coverage through a stand-alone Medicare Part D plan (PDP) or through a Medicare Advantage plan that includes prescription drug coverage (MAPD).
To help pay your out-of-pocket costs in Original Medicare (like your deductible and 20% coinsurance), you can also shop for and chose a Medicare Supplement insurance plan.
People with Medicare who have higher incomes also pay a separate IRMAA for their Medicare Part B (out-patient) coverage.
Please see the Medicare Part B section above for more information on Medicare Part B IRMAA.
If you are one of the higher-earning Medicare beneficiaries, you will find that Part D IRMAA payments are required whether you receive your Medicare Part D coverage through a stand-alone Medicare Part D plan (PDP) or through a Medicare Advantage plan that includes prescription drug coverage (MAPD).
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